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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181067)

I have been using PayPal for the last decade or so

4
I have been using PayPal for the last decade or so, and it has been very rewarding and handy when it comes to making payments and purchasing online. I mostly use it for my flight purchase and it is very convinient as it offers me enouggh time to pay back what a buy and security when something goes wrong Reviewed on: 18th June 2026

Never had an issue that PayPal has not resolved.

5
Never had an issue that PayPal has not resolved. Reviewed on: 18th June 2026

New customer

5
I haven’t experienced PayPal customer services. I’m a new customer, no problems so far. Hopefully I won’t have cause to use PayPal customer services. Reviewed on: 18th June 2026

Great and easy to use .

5
Great and easy to use . Great support service. Reviewed on: 18th June 2026

The pay in 3 option along with 4 month interest free...

5
The pay in 3 option along with 4 month interest free on credit card is really really useful. I have used both these options Reviewed on: 18th June 2026

Always had a good experience using PayPal would reco...

5
Always had a good experience using PayPal would recommend people using them Reviewed on: 18th June 2026

I have hundreds of experiences that PayPal is the be...

5
I have hundreds of experiences that PayPal is the best way forward to pay securely. Thank you PayPal payment you have saved my life. Reviewed on: 18th June 2026

I always use Paypal with ease and confidence

5
I always use Paypal with ease and confidence Reviewed on: 18th June 2026

Most items are value for money and are delivered in...

5
Most items are value for money and are delivered in a reasonable time. Reviewed on: 18th June 2026

PayPal has been a big help

5
PayPal has always been there for me, making over a thousand of my transections go smoothly and payment immediate. And having PayPal credit is something I could not appreciate more. With PayPal credit, I can buy what I need and pay over time, instead of creating a void in my finances causing unnecessary concern on my part. Thank you PayPal for being there for me Reviewed on: 18th June 2026

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