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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,746 reviews, last reviewed 28th Apr 2026
1704750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for quite a while now, and it... I’ve been using PayPal for quite a while now, and it’s honestly one of the most reliable and convenient payment services out there. Whether I’m shoppi... Read more Reviewed on: 28th April 2026
Glen's avatar
Glen

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87746)

It’s a very frustrating experience.

1
It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They also support the genocide in Palestine. Can’t wait tell I have the money to pay their credit and move away. Reviewed on: 29th May 2025
RM's avatar
RM

With PayPal credit, shopping becomes easier.

5
With PayPal credit, shopping becomes easier. You can use few options with PayPal credit to complete any shopping you like. Reviewed on: 29th May 2025
Bartosz Sawicki's avatar
Bartosz Sawicki

Always chose PayPal credit

5
Easy to use and set up, never had an issue. A lot of sites are using this as a way of paying. Love that a lot of products are interest free for a while as well. Reviewed on: 29th May 2025
Ash's avatar
Ash

Like having a friend

5
Always been great to work with and safe . Quick to get back to you about any issues Reviewed on: 29th May 2025
Gerald H's avatar
Gerald H

Made a purchase of about £400, was allowed to pay it...

5
Made a purchase of about £400, was allowed to pay it off within 3 months, without incurring interest Reviewed on: 29th May 2025
Elizabeth S's avatar
Elizabeth S

An early adopter.

5
A customer for years I have never found fault with how I've been treated. Any minor issues that have arisen have been quickly and efficiently handled. Transactions are easy to manage and on occasion there are some wonderful promotions. Reviewed on: 29th May 2025
BaconLick's avatar
BaconLick

PayPal credit in particular has been a game changer...

5
PayPal credit in particular has been a game changer for me. I am now able to easily purchase products I otherwise would struggle to because of their pay in 3 and pay later options. I also like the way their minimum payment is optimised to reduce the interest paid over time. All in all it is a fantastic service that I will continue to keep using for the foreseeable future. Reviewed on: 29th May 2025
Lakshan's avatar
Lakshan

A very solid service.

5
I have never had any issues with PayPal. It is just a very solid service. Thank you. Reviewed on: 29th May 2025
Clifton C's avatar
Clifton C

5 star functionality

5
I am a very regular user of PayPal, the system is excellent, very easy to use, very convenient and safe Reviewed on: 29th May 2025
Lee C's avatar
Lee C

Paypal always there to help you in financial budget...

5
Paypal always there to help you in financial budget with low interest. Reviewed on: 29th May 2025
Mercy g's avatar
Mercy g

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