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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181067 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181067)

PayPal exceeded my expectations

Very safe way to pay always reliable Reviewed on: 18th June 2026

Good for spreading costs over 4 months -interest fre...

Good for spreading costs over 4 months -interest free / Gave a bonus for taking out the card-£25 / Convenient to use from the app / Reviewed on: 18th June 2026

Easy to use.

Easy to use. Makes shopping online simple. Reviewed on: 18th June 2026

Always quick and easy, hassle free every time

Always quick and easy, hassle free every time Reviewed on: 18th June 2026

Have loved the ease of paypal all paypal pay in 3 an...

Have loved the ease of paypal all paypal pay in 3 and paypal credit are both great ways to pay easy app lets you see where you are and pay. Reviewed on: 18th June 2026

I love PayPal, the Flexibility with how you can mana...

I love PayPal, the Flexibility with how you can manage your money, adds massive value to my life. Reviewed on: 18th June 2026

Piece of mind

Using PayPal Credit for me is like borrowing from a friend without the embarrassment of asking. I know I will have the money to pay back due to how I'm paid my pay is variable each month so using PayPal is convenient, easy process and piece of mind that should I need help they are there for me without question in the event of any dispute with suppliers Reviewed on: 18th June 2026

Accessible and convenient.

Accessible and convenient. Safe way to shop online with buyer protection. Reviewed on: 18th June 2026

Easy to use app and good customer service when needed.

Easy to use app and good customer service when needed. Reviewed on: 18th June 2026

Very happy with this great service and ease of use,...

Very happy with this great service and ease of use, have been using PayPal for years and have also recommended to friends and family. They are all very happy with it and we all use it daily. I would suggest you sign up and start using it too. Thanks Reviewed on: 18th June 2026

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