Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,227 reviews, last reviewed 11th May 2026
2463450% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal have helped me afford things and enjoy my lif... PayPal have helped me afford things and enjoy my life and be able to manage payments steadily. Reviewed on: 11th May 2026
Callum B's avatar
Callum B

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104227)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

so simple and easy to use , everything works flawles...

5
so simple and easy to use , everything works flawlessly Reviewed on: 11th May 2026

Easy to use

5
Easy to use and convenient payments. Paypal points add to the bonus Reviewed on: 11th May 2026

Amazing it’s really helped me financially, helps rel...

5
Amazing it’s really helped me financially, helps relieve stress as I know I can pay it back slowly. Just overall a great experience. Reviewed on: 11th May 2026

The best I love the 4 months interest free

5
The best I love the 4 months interest free Reviewed on: 11th May 2026

I feel safe to us paypal to do my online shopping.

5
I feel safe to us paypal to do my online shopping. Reviewed on: 11th May 2026

I’ve had Paypal credit since 2016 and it helped me q...

5
I’ve had Paypal credit since 2016 and it helped me quite a lot for years. I’m very happy with it. I definitely recommend 100%. Reviewed on: 11th May 2026

Fantastic service

5
When I've struggled for money on occasions and needed to buy something paypal credit has been a life saver. It's got me the items I needed, it's all paid off now it was just there to help cover me for a month Reviewed on: 11th May 2026

Very good easy to transfer and get transferred money...

5
Very good easy to transfer and get transferred money and to pay for products. Reviewed on: 11th May 2026

PayPal has been and is reliable and irreplaceable fo...

5
PayPal has been and is reliable and irreplaceable for me. Reviewed on: 11th May 2026

I’m very happy.

5
I’m very happy. My money feels safe Reviewed on: 11th May 2026