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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181055)

Generally excellent service and product

Generally excellent service and product i love the paypal credit feature and pay for most things with it or just use PayPal for smaller items. The idea behind it is amazing and the level of speed it uses is great Reviewed on: 18th June 2026

PayPal makes online shopping seamless

PayPal makes online shopping seamless Reviewed on: 18th June 2026

Customer service is impossible to contact without ph...

Customer service is impossible to contact without phoning. The chat always has errors, the FAQs never answer the specific question so it's impossible to get things done without speaking on the phone with an unsympathetic and unhelpful support member Reviewed on: 18th June 2026

Excellent for Managing Purchases

I’ve had a very positive experience using PayPal Credit for my purchases. It makes it easy to buy what I need and spread the cost over time, which helps me manage my budget more effectively. The application process was straightforward, and using it at checkout is quick and convenient. I also appreciate being able to track my payments easily through my PayPal account. Overall, PayPal Credit has been a reliable and flexible payment option, and I would happily recommend it to anyone looking for a convenient way to finance purchases. Reviewed on: 18th June 2026

Good efficiency, good communication, good value, goo...

Good efficiency, good communication, good value, good service. Reviewed on: 18th June 2026

Excellent

PayPal credit is always there for you and with a fair 4 months interest free period you can make those bigger purchases and rest assured you are paying zero interest Reviewed on: 18th June 2026

It has saved from trouble a few times good to have f...

It has saved from trouble a few times good to have for emergencies Reviewed on: 18th June 2026

Very easy to use!

Very easy to use! Always a safe and secure option Reviewed on: 18th June 2026

Ease of Use

Great customer service and the app is very easy to use Reviewed on: 18th June 2026

Fantastic feature and has helped me

Fantastic feature and has helped me Reviewed on: 18th June 2026

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