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PayPal: PayPal Credit reviews

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4.90
Based on 86,105 reviews, last reviewed 26th Apr 2026
1628800% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

2026 Review Always reliable and customer service is perfect Reviewed on: 26th April 2026
Scott CD's avatar
Scott CD

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86105)

Never had any issues, quick and easy to use

5
Never had any issues, quick and easy to use Reviewed on: 27th May 2025
Henri P's avatar
Henri P

Big fan.....use it for everything

5
I am a big fan of the pay in 3 feature that PayPal offer. It is a great way to spread costs while not getting into loads of debt. Easy to transfer money to friends and family but the most important aspect of it for me is the security of payments. I use PayPal wherever it is an option. Reviewed on: 27th May 2025
Paul Mc's avatar
Paul Mc

I love the security of using PayPal, so easy to...

5
I love the security of using PayPal, so easy to use, Reviewed on: 27th May 2025
Sonia B's avatar
Sonia B

Good had only one issue while having PayPal credit a...

4
Good had only one issue while having PayPal credit and it was looked into and answered fast Reviewed on: 27th May 2025
Stacey c's avatar
Stacey c

Very good and customer service very friendly thank you

5
Very good and customer service very friendly thank you Reviewed on: 27th May 2025
Flavio P's avatar
Flavio P

PayPal Credit - A Great Choice

5
PayPal Credit is an excellent product backed by a trusted name. Smooth checkout, no need to fill in card details and wide acceptance are its key features and strengths. All in all - a wonderful experience here using PayPal Credit. A great payment option for the smooth and seamless online shopping. Reviewed on: 27th May 2025
A Mukhi's avatar
A Mukhi

Paypal is safe, trusted and easy to use in send ing...

5
Paypal is safe, trusted and easy to use in send ing and accepting payment. Been using it for long time and never had problem. Reviewed on: 27th May 2025
Mai's avatar
Mai

Easy to use, variety of credit options to support us...

4
Easy to use, variety of credit options to support user choice Reviewed on: 27th May 2025
Lisa W's avatar
Lisa W

Flexible Payment Schedule

5
I like the interest free for 4 months. It gives me the opportunity to pay back as much as I want each month, besides the minimum. Reviewed on: 27th May 2025
Scot's avatar
Scot

Paypal is my pal

5
I use paypal where ever I can for online purchases. It's safe secure and gives me peace of mind. Also have paypal credit which helps with the bigger purchases. Reviewed on: 27th May 2025
Tranyella's avatar
Tranyella

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