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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181055)

Very good to work with easy to use and solve problems .

Very good to work with easy to use and solve problems .plenty of payment options. Very secure Reviewed on: 18th June 2026

Excellent option to pay for shopt

Excellent option to pay for shopt Reviewed on: 18th June 2026

Handy collecting points on my everyday spending

Handy collecting points on my everyday spending Reviewed on: 18th June 2026

Excellent service

Always use for purchase online and now offline also Reviewed on: 18th June 2026

Very easy and always checking to make sure your in c...

Very easy and always checking to make sure your in check with spending Reviewed on: 18th June 2026

Financial peace of mind

I am a single parent and PayPal enables me to stretch my money further without paying interest. Prior to using PayPal I would have used a credit card and paid interest. PayPal not only helps me budget but it gives me peace of mind too. It really has change the way I spend money Reviewed on: 18th June 2026

I find paypal very easy and straightforward to use a...

I find paypal very easy and straightforward to use and previous problems have been resolved quickly Reviewed on: 18th June 2026

Easy to apply for and easy to use

Easy to apply for and easy to use Reviewed on: 18th June 2026

Easy application just not sure about the PIN numbers...

Easy application just not sure about the PIN numbers for the actual card Reviewed on: 18th June 2026

Quick and easy to use with excellent protection

Quick and easy to use with excellent protection Reviewed on: 18th June 2026

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