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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86190 reviews)

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4.90

Based on 86,190 reviews, last reviewed 26th Apr 2026

1632600% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal for ease and peace of mind PayPal is so easy to use and transactions are secure so I have real peace of mind. PayPal pay in 3 and PayPal credit are great ways to spread the cost... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86190)

PayPal user for over a decade

I've been using PayPal for over a decade now, and it's been a great experience. The convenience and ease of use make it my go-to for online payments. It's simple to navigate, transactions are smooth, and I always feel secure using their platform. The service feels comfortable and reliable—just what I need for both personal and business use. Highly recommended! Reviewed on: 27th May 2025

Excellent.

I always use PayPal. Wherever possible. It's very easy to use. And I like the reminders for upcoming payments. Reviewed on: 27th May 2025

PayPal is a great service and secure to use

PayPal is a great service to use, i can make secure and safe payments when i order stuff online and if I don't receive my items the PayPal customer service team tries their best to get my money back so I don't lose out on money Reviewed on: 27th May 2025

Very efficient way to purchase over the internet

Very efficient way to purchase over the internet Reviewed on: 27th May 2025

Secure way of purchasing on line with no need to pro...

Secure way of purchasing on line with no need to provide banking details to merchants. Credit options are helpful and provide more flexibility. Reviewed on: 27th May 2025

Smooth to use

App very easy to use and runs very smoothly. Not had any issues. Looks good and everything is user friendly. Would definitely recommend to everyone. Reviewed on: 27th May 2025

Paypal offers convenience, innovation and flexibility.

Paypal offers a very convenient, adaptable and friendly service, with a range of credit options; their PayPal Credit is competitive and customisable, and their Pay In Three is handy and innovative. Reviewed on: 27th May 2025

using the paypal credit for over a year and its been...

using the paypal credit for over a year and its been good, simple and quick to use. The security and constant update in place to ensure right authentication is good. Reviewed on: 27th May 2025

Easy to use and any problem they sort it

Easy to use and any problem they sort it Reviewed on: 27th May 2025

Use of PayPal

I love PayPal because you can pay for products over time, I always use PayPal Reviewed on: 27th May 2025

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