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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,289 reviews, last reviewed 26th Apr 2026
1637050% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use PayPal for credit purchases. I use PayPal for credit purchases. They make 3 or 4 months free for purchases. Great value. Reviewed on: 26th April 2026
Okan's avatar
Okan

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86289)

Very trustworthy,easy and fast,alwaysathand,whenneeded!

5
Very trustworthy,easy and fast, always at hand ! I consider them to be the safetiest way to pay, and prefer them as a way to pay everywhere they are accepted. And they are accepted almost everywhere. Reviewed on: 27th May 2025
MrDragfi M's avatar
MrDragfi M

I’m enjoying pay later and pay in 3.

5
I’m enjoying pay later and pay in 3. Reviewed on: 27th May 2025
Victor's avatar
Victor

Never had any problems or issues using PayPal

5
Never had any problems or issues using PayPal Reviewed on: 27th May 2025
a D's avatar
a D

Never a problem

5
Always easy to use. Never had any issue. Had to contact customer services once regarding an issue with a retailer. Prompt advice given and issue resolved quickly Reviewed on: 27th May 2025
Sharon S's avatar
Sharon S

I like to always use PayPal just incase something go...

5
I like to always use PayPal just incase something goes wrong with a purchase because these days you've gotta have a backup Reviewed on: 27th May 2025
Michelle Tock 's avatar
Michelle Tock

helped giving credit when it's needed .

5
helped giving credit when it's needed .gives you a thumbs up and a helping hand Reviewed on: 27th May 2025
Brenda C's avatar
Brenda C

PayPal , safe reliable and convenient

5
Love PayPal and how I'm always safe with them and the guarantee's they offer, been using PayPal credit now for over 2 years and love the fact if i choose to pay in 4 instalments its interest free also Reviewed on: 27th May 2025
Mark G's avatar
Mark G

It’s easy to use, just a few clicks away.

5
It’s easy to use, just a few clicks away. It saves previous payees to make it even easier Reviewed on: 27th May 2025
Amparo's avatar
Amparo

Make it easy to spread payments helping family spend...

5
Make it easy to spread payments helping family spending! Reviewed on: 27th May 2025
Chevonne G's avatar
Chevonne G

Excellent platform

5
Safe place for everyone . Great for shopping safely Reviewed on: 27th May 2025
Hardeep S's avatar
Hardeep S

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