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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181056)

Great Customer Service Agents

5
I had a query because I had made a payment but it wasn’t showing. The agent I spoke to was super helpful and explained how making a payment works and the time it takes to appear. Reviewed on: 18th June 2026

Easy to pay.

5
Easy to pay. Confidence that my money are safe. Reviewed on: 18th June 2026

Quick solution

4
Quick solution to purchases , easy to use , good that you receive notifications when payment due Reviewed on: 18th June 2026

I love PayPal plus program

5
I love PayPal plus program where you can build up to rewards! Reviewed on: 18th June 2026

NA this is annoying I really don’t want to type anyt...

5
NA this is annoying I really don’t want to type anything Reviewed on: 18th June 2026

Was really good, quick and easy transactions.

5
Was really good, quick and easy transactions. Reviewed on: 18th June 2026

Convenient and secure!

5
Never had any problems with it and it’s very convenient to use. It’s more secure than most payment services which is very important for me. Reviewed on: 18th June 2026

Paypal review

5
Allows me to effectively manage my finances Reviewed on: 18th June 2026

In my opinion, PayPal is one of the best payment opt...

5
In my opinion, PayPal is one of the best payment options available. It is accepted by a vast number of online retailers and services worldwide, making it extremely convenient to use. At the same time, it provides an extra layer of protection through its buyer protection policies, giving users added security and peace of mind when making purchases. Reviewed on: 18th June 2026

Paypal credit allows me to budget and afford the fin...

5
Paypal credit allows me to budget and afford the finer things. Vinyl cds bluray dvds the app is informative and very easy to use. Lifesaver Reviewed on: 18th June 2026

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