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PayPal: PayPal Credit reviews

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4.90
Based on 86,367 reviews, last reviewed 26th Apr 2026
1640600% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, easy to use, quick and secure. Very good, easy to use, quick and secure. Reviewed on: 26th April 2026
Cristina S's avatar
Cristina S

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86367)

Paypal is where i now shop, receive payment and shar...

5
Paypal is where i now shop, receive payment and share money! Multiple scammers tricked me but due to their strong terms and agreements, these scammers didn’t had any chance and i got most of my money back. Security, payments, convenience. All in one go Reviewed on: 27th May 2025
Michael C's avatar
Michael C

Great deal

5
I used the credit quite a bit and always found it affordable and very forgiving. It was worth opening just for the four month interest free period to delay payments. I buy almost everything I can on here and pay it off within a few months, helping with personal cashflow. Reviewed on: 27th May 2025
Adam S's avatar
Adam S

Amazing platform

5
Had my paypal account many years. All my online purchase paid though paypal as I found it easy, I don't need to keep give my card details in every online shop. Once I've got scam by online shop and paypal gave me a refund straight away within few days Reviewed on: 27th May 2025
Eno's avatar
Eno

Using paypal credit for years never had a simgle ssue.

5
Using paypal credit for years never had a simgle ssue. Helps spread the cost and is a great way to help affordability. Reviewed on: 27th May 2025
Aidy1888's avatar
Aidy1888

Really helpful for the bigger purchases to spread th...

5
Really helpful for the bigger purchases to spread them out. Easy to manage and all information is always very clear. Reviewed on: 27th May 2025
Jamie 's avatar
Jamie

Excellent service

5
PayPal came in at the right time. Thank you very much. Reviewed on: 27th May 2025
Elvis 's avatar
Elvis

Reliable and Convenient for Online Payments

5
I've been using PayPal for several years now, and it’s consistently been a reliable and convenient way to send and receive money online. Whether I'm shopping, paying for services, or receiving payments from clients, PayPal makes the process fast and secure. One of the features I appreciate most is the buyer protection—it gives me peace of mind when purchasing from new sellers. The app and website are easy to navigate, and linking bank accounts or cards is straightforward. That said, the fees for currency conversion and some international transactions can be a bit high, and customer service response times could be faster. But overall, PayPal remains one of my go-to payment platforms. Reviewed on: 27th May 2025
Narmer's avatar
Narmer

Fast and accurate app

5
Fast. Efficient. Reliable service. Reviewed on: 27th May 2025
Paul 's avatar
Paul

Great customer service.

5
Great customer service. Pay in 3- it’s amazing opportunity if you don’t wanna spend too much at the time. Same as Paypal Credit balance . Customer service working great, fast response, super fast resolved. Reviewed on: 27th May 2025
Toma S's avatar
Toma S

No issues, easy to use app.

5
No issues, easy to use app. Feel confident as it's a name I can trust. Lots of payment options Reviewed on: 27th May 2025
Simon P's avatar
Simon P

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