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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181057)

I’ve always had a great service with PayPal

I’ve always had a great service with PayPal Reviewed on: 18th June 2026

Good and reliable service

What a good service never have problem with PayPal and it's good for backup when needed overall happy to have it Reviewed on: 18th June 2026

Really easy to use and set up.

Really easy to use and set up. The app is a good combination of being user friendly yet secure too! Reviewed on: 18th June 2026

I love the fact its so easy.

I love the fact its so easy.Needed a new mattress and used Paypal as didnt have the funds as was waiting for pay day.I was waking up on my old Mattress in pain,now i sleep like a log. Reviewed on: 18th June 2026

Very useful if not silly with it

Very useful if not silly with it Reviewed on: 18th June 2026

Super simple to work with and the app is a breeze.

Super simple to work with and the app is a breeze. Never had any issues with PayPal and would never hesitate to recommend them to anyone else. Reviewed on: 18th June 2026

Been using PayPal credit for a couple of years now,h...

Been using PayPal credit for a couple of years now,helped me in a lot of purchases giving me 3 or more months to repay with 0% interest. Reviewed on: 18th June 2026

I'm very happy with the interest-free repayment option.

I'm very happy with the interest-free repayment option. The only thing that bothers me a bit is that you have to wait a few days for the amount to change after making a payment. Reviewed on: 18th June 2026

Amazing, efficient and good integrity.

Amazing, efficient and good integrity. I love PayPal Reviewed on: 18th June 2026

Gives me financial flexibility and is so easy to use.

Gives me financial flexibility and is so easy to use. If you need anything it gets resolved quickly Reviewed on: 18th June 2026

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