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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181057)

Fast and easy!

Fast and easy! Purchases and payments are a breeze, especially now you can add to Apple wallet. Never an issue using the app. Reviewed on: 18th June 2026

PAYPAL Credit is a flexible and manageable facility...

PAYPAL Credit is a flexible and manageable facility allowing purchases of planned and impuls items quickly and easily. Firmly recommended. Customer service is fantastic too. Reviewed on: 18th June 2026

Easy process, quick application and straightforward

Easy process, quick application and straightforward Reviewed on: 18th June 2026

Its the first "credit" service I ever used, and its...

Its the first "credit" service I ever used, and its still the main one I use, its so easy to use, easy to pay back and manage, it is my go to. They have helped me get money back from scams, it gives me alot more confidence when buying online Reviewed on: 18th June 2026

Good to have for emergencies.

Good to have for emergencies. Easy to keep in top of what you owe Reviewed on: 18th June 2026

Reliable service never had a problem with them

Reliable service never had a problem with them Reviewed on: 18th June 2026

great supplier and provides quick and strong support

great supplier and provides quick and strong support Reviewed on: 18th June 2026

Save my life many times, PayPal credit gave a chance...

Save my life many times, PayPal credit gave a chance to buy stuff what I can’t afford I one go. Great option Reviewed on: 18th June 2026

Communication

Hard to speak to anyone we need an easy access telephone number Reviewed on: 18th June 2026

My secure digital wallet

One-stop shop: You can pay, send money, and track spending in one place.The Financial Passport: A single tool that lets you move smoothly across different websites. Reviewed on: 18th June 2026

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