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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181058)

timely payment, timely credit

it's simple.. I pay on time and benefit from a decent credit Reviewed on: 18th June 2026

Love PayPal

Love PayPal, simple to use and helpful in a lot of ways. Reviewed on: 18th June 2026

PayPal Great service provided

Great service provided, easy to use Reviewed on: 18th June 2026

Awesome competitive service

Awesome competitive service that provides credit easily to customers at the right time of purchase and easily. Reviewed on: 18th June 2026

Easy to use.

Easy to use. Handy for me to use with kids Reviewed on: 18th June 2026

I have used PayPal for several years now as it’s eas...

I have used PayPal for several years now as it’s easy and gives me peace of mind if something should go wrong ie scam purchase or something as I feel protected, also PayPal credit as I’ve been able to purchase larger value items and spread the cost, Reviewed on: 18th June 2026

Safe payment.

Safe payment. I don't have to worry about not getting what I paid for as PayPal contact the seller. Reviewed on: 18th June 2026

Handy at almost every check.

Handy at almost every check. Recent card addition to apple wallet too. Reviewed on: 18th June 2026

Great number 1

Good with quick and saved transactions Reviewed on: 18th June 2026

I have used it twice for holiday payments.

I have used it twice for holiday payments. Paid off within the 4 months interest free and would absolutely do it again. Easy to apply for, easy to understand and easy to contact customer service when needed. Reviewed on: 18th June 2026

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