Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181058)

I have bought many things through PayPal and even wh...

5
I have bought many things through PayPal and even when things go wrong they manage to rectify any issues and reassure me things will be fixed and get sorted. There customer service is excellent and are very easy to reach. I have zero complaints about PayPal thank you for being amazing Reviewed on: 18th June 2026

Excellent service all round, smooth and easy process...

5
Excellent service all round, smooth and easy process paying for items and you are covered if things don't get delivered Reviewed on: 18th June 2026

Excellent work

5
Very good service from paypal overall Reviewed on: 18th June 2026

Fast and easy to use

5
Fast and easy to use. Used by all good retailers Reviewed on: 18th June 2026

easy to reach if you have a query

5
Easy to use and more important easy to reach if you have queries you can talk to a real person Reviewed on: 18th June 2026

easy and straightforward, responsive customer service

5
easy and straightforward, responsive customer service Reviewed on: 18th June 2026

I feel the paypal credit is great in helping with bi...

5
I feel the paypal credit is great in helping with bigger purchases were it allows you to spread it over the 3 payments Reviewed on: 18th June 2026

Easy to use convenient i use regularly and find it u...

5
Easy to use convenient i use regularly and find it useful Reviewed on: 18th June 2026

Good sevicr

5
No problems - easy access, clear billing. Reviewed on: 18th June 2026

Value, Convenience and Fast! .

5
Overall PayPal offers good value and convenience. Rewards and purchase security would be helpful. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101230 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products