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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86580 reviews)

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4.90

Based on 86,580 reviews, last reviewed 26th Apr 2026

1650700% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is easy to use has great integrations and fea... PayPal is easy to use has great integrations and features. I find the split payment and credit options useful for levelling out big costs, and it's qu... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

Goodyea too doors and new she and good Should spices innthenepidycts and herbs brings darnGood and good Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86580)

Good and convenient service.

Good and convenient service. PayPal is used by many vendors that I can easily use this option at checkout. Reviewed on: 28th May 2025

PayPal is still revolutionary

PayPal still exists as a revolution in online payments and beyond, most other competitors are merely emulating, or trying to, what PayPal laid as a foundation decades ago. I hope that paypal stays ahead and can innovate on the back of its position to keep it's market edge. Reviewed on: 28th May 2025

Great service always there when I need it, always th...

Great service always there when I need it, always there for those emergencys. Would highly recommend it to anyone. Reviewed on: 28th May 2025

Excellent for spreading costs and budgeting

Excellent for spreading costs and budgeting Reviewed on: 28th May 2025

I love it.

I like it. Easy, quick. 0% extra. 3 instalments, it really necessary sometimes Reviewed on: 28th May 2025

Excellent service n much flexibility

Excellent service n much flexibility Reviewed on: 28th May 2025

The main downside

The main downside of the provider is that you do not get a credit card so you are limited to business that accepts paypal Reviewed on: 28th May 2025

PayPal Credit is great.

Ive found PayPal Credit to be super convenient because I can use it at pretty much any online store that takes PayPal, personally ive never found a store that DOESN'T accept paypal credit! The application process was really quick—once approved, I could use it right away without waiting for a physical card or anything like that. Reviewed on: 28th May 2025

Simple, Easy

Clear communication, always easy to use, quick query resolution Reviewed on: 28th May 2025

Had an issue and they sorted it out.

Had an issue and they sorted it out. No fuss Reviewed on: 28th May 2025

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