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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,647 reviews, last reviewed 26th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer using PayPal than giving my bank detail... I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying onl... Read more Reviewed on: 26th April 2026
Norma Urey's avatar
Norma Urey

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86647)

It's been great.

5
It's been great. The 4 month interest free account is brilliant. The app is so easy. Set up was fast and easy. Can't really fault it. The interest is very high once the 4 months are done though Reviewed on: 28th May 2025
Mel S's avatar
Mel S

Paypal the game changer for financing purchases.

5
PayPal gives an easy to use secure way of financing purchases. The added bonus is the ability to purchase items over a small extended period with no extra costs involved. This is a game changer in the financial market. Reviewed on: 28th May 2025
Alan M's avatar
Alan M

Simply super!

5
Excellent way to pay, I love pay in 3 in & excellent customer service. Reviewed on: 28th May 2025
CDU's avatar
CDU

Just easy to use.

5
Just easy to use. Iv had no issues with PayPal Reviewed on: 28th May 2025
Lisa K's avatar
Lisa K

Had a few dealings always swiftly resolved and never...

5
Had a few dealings always swiftly resolved and never any hassle Reviewed on: 28th May 2025
harry gill's avatar
harry gill

Several years great experience.

5
I have been using PayPal for some years and have found it to be secure and easy to use. When I have had any issues with a seller needing a refund, I have not had any problems having this resolved. I would recommend as a safe option for payments. Reviewed on: 28th May 2025
Sally G's avatar
Sally G

I never had a problem with PayPal.

5
I never had a problem with PayPal. It is very easy to use. Reviewed on: 28th May 2025
Zyad's avatar
Zyad

Easy and fast.

5
Easy and fast. Plus the option to spread the cost. Reviewed on: 28th May 2025
Rash's avatar
Rash

Straight forward and easy to access when needed.

5
Straight forward and easy to access when needed. PayPal is trustworthy and I feel safe using PayPal credit. All of the information I need is given to me in clear easy to understand language. I get regular communication from PayPal so I always know what I’ll be paying and when. No nasty surprises! Reviewed on: 28th May 2025
El M's avatar
El M

jimmys view

5
it says what it mean,honest company. Reviewed on: 28th May 2025
James E's avatar
James E

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