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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181058)

I love using PayPal.

I love using PayPal. Its quick, easy and simple. Safe and secure too which is a huge benefit Reviewed on: 18th June 2026

My Top Pick for Easy, Secure Payments

PayPal stands out to me as an excellent platform because of its seamless convenience, strong security features, and broad reach. It simplifies online transactions with quick setup, easy sending and receiving of funds, and robust buyer and seller protections that help reduce worry about scams. The ability to link multiple payment methods, track activity in real time, and access a reliable mobile app adds extra layers of flexibility for everyday purchases and business needs alike. Overall, PayPal’s combination of user-friendly design, trusted reliability, and practical features makes it my top choice for hassle-free digital payments. Reviewed on: 18th June 2026

Perfect service Thank you PayPal

Perfect service Thank you PayPal Reviewed on: 18th June 2026

Quick and easy process and good communication

Quick and easy process and good communication Reviewed on: 18th June 2026

Outstanding service.

I have been using PayPal for years, their service is outstanding and always ready to help. Ive never had a problem they couldn't fix. Reviewed on: 18th June 2026

PayPal is the only way that I like to purchase produ...

PayPal is the only way that I like to purchase products. I find it the safest and simplest way for purchasing. the PayPal credit has been a lifesaver for me because my autistic child can break lots of things, PayPal credit gives me the opportunity to replace the items with ease Reviewed on: 18th June 2026

PayPal convenient payments

PayPal gives me the convenience of spreading my payments when needed and also it gives me the security I need when making larger purchases not having to hand my banking details out to sellers gives me a feeling of protection that unfortunately we need today. Reviewed on: 18th June 2026

Simple to use

I’ve been a long time user of PayPal because it’s Simple to use and love the new points feature. It’s great how I can use it as easy as Apple Pay. The interest free options to spread payments out is helpful and really clear. Reviewed on: 18th June 2026

Simple to use, easy to pay off.

Simple to use, easy to pay off. Couldn’t ask for much more Reviewed on: 18th June 2026

Great service

Great accessibility and easy to use Reviewed on: 18th June 2026

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