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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181059 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181059)

Easy to use mind my credit limit being the same now...

Easy to use mind my credit limit being the same now for years needs increasing Reviewed on: 18th June 2026

Great service, very good.

Great service, very good. Great service, very good Reviewed on: 18th June 2026

Easy to deal with and great value, if you have any p...

Easy to deal with and great value, if you have any problems they are keen to resolve them. 4 Months interest free in some purchases is a great addition. Help you save money in the long run. I would highly recommend. . Reviewed on: 18th June 2026

Excellent way to get higher end products

I get 4 months tp [pay on large value items and it makes to easier to obtain the things I want without breaking the bank Reviewed on: 18th June 2026

excellent paypal credit

personally i’ve had a great experience with paypal credit as it’s there for when money is tight and with the 4 months 0%apr just makes you a little more stress free, couldn’t fault at all Reviewed on: 18th June 2026

A seamless and smooth experience with PayPal every t...

A seamless and smooth experience with PayPal every time no need to fill in long card numbers a couple of clicks and you are done Reviewed on: 18th June 2026

Easy to use and safe.

Easy to use and safe. Lots of retailers use PayPal as a option Reviewed on: 18th June 2026

Love Paypal

Easy to use and can spread payments interest free!! Reviewed on: 18th June 2026

It has been very great since the start and can’t com...

It has been very great since the start and can’t complain about anything Reviewed on: 18th June 2026

It’s a really useful card.

It’s a really useful card. I live the interest free for 4 months for purchases over £100 Reviewed on: 18th June 2026

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