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PayPal: PayPal Credit reviews

4.90
Based on 86,695 reviews, last reviewed 27th Apr 2026
1656000% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good to use top notch service to use Good to use when transacting internationally Reviewed on: 27th April 2026
Nathaniel Kwesi Somuah's avatar
Nathaniel Kwesi Somuah

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86695)

Easy to follow finance

5
Very straight forward finance, customer service easy to contact if required. Fast response times and easy to understand guidance. Reviewed on: 28th May 2025

Pay in three

5
Being able to split a bill into three payments is a real help. Reviewed on: 28th May 2025

Love PayPal great facility to have available.

5
Love PayPal great facility to have available. Reviewed on: 28th May 2025

for me paypal is a very helpfull, in poor situations.

5
for me paypal is a very helpfull, in poor situations. Most of time, paypal like one of my family helpet me. In many cases even better. however in many cases paypal is first supporter and backup. Reviewed on: 28th May 2025

Very good.

4
Very good. Paypal is very important for me. Reviewed on: 28th May 2025

Reliability

5
They are reliable and can be trusted at all times Reviewed on: 28th May 2025

RECOMMENDATIONS

5
safety and trust good service and very friendly Reviewed on: 28th May 2025

Good customer service, quick resolution to unscrupul...

5
Good customer service, quick resolution to unscrupulous traders who advertise online as genuine retailers Reviewed on: 28th May 2025

I am always trusted on PayPal.

5
I am always trusted on PayPal. It is reliable and fast. Reviewed on: 28th May 2025

PayPal credit help pay for my holidays.

5
PayPal credit help pay for my holidays.Which was awesome.It was less hassle.My family in America uses PayPal to send me money which was handy and way straight forward that other financial services. Reviewed on: 28th May 2025

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