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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181060 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181060)

I’ve been with Paypal over 15 years now I think and...

I’ve been with Paypal over 15 years now I think and I’ve never had a problem with them , I’d fully recommend them to anybody not just my family Reviewed on: 18th June 2026

A Game-changer for online shopping

I have been using PayPal credit for the last year or so, and it has completely changed how I managed my online budget. If you shop online frequently and want a flexible interest free way to spread out your payments, this is the digital line of credit is an absolute life saver! Reviewed on: 18th June 2026

It’s fast, easy and efficien

It’s fast, easy and efficient, really good for those end of month purchase where you don’t want to go into your overdraft etc or those emergency purchases, it’s much preferred over a normal credit card specially pay in 3 and it’s a fixed payback length without having to adjust direct debits etc. Reviewed on: 18th June 2026

PayPal is excellent for the pay in 4 months and good...

PayPal is excellent for the pay in 4 months and good when you’re on holiday. Reviewed on: 18th June 2026

Recommend paypal/paypal credit

Absolutely love PayPal/paypal credit. Helps me to be able to buy what I need without stress Reviewed on: 18th June 2026

Never had any issues, keep doing what your doing

Never had any issues, keep doing what your doing Reviewed on: 18th June 2026

Best Online Payment Service

Great to use. Offers fantastic financial services and very easy to use. I have used PayPal for a good number of years and on the couple of occasions where I have had an issue, they have investigated and resolved quickly. Reviewed on: 18th June 2026

Love PayPal.

Love PayPal.. so much easier and fairer than my credit cards. The website is easy to use . When I had a problem with a product I didn’t receive from a company . They made sure I got my money back. PayPal is my go to credit facility. When I don’t want the whole amount to come out of my bank straight away. Thanks guys. Reviewed on: 18th June 2026

such a safe way to buy online

with so many scams its very good to know you are in such safe hands with Paypal protecting you every step of the way through your purchase Reviewed on: 18th June 2026

PayPal is quick and safe to use.

PayPal is quick and safe to use. Payments are processed smoothly, and I appreciate the extra security when shopping online. It's convenient, reliable, and accepted by many websites. Reviewed on: 18th June 2026

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