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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,716 reviews, last reviewed 27th Apr 2026
1656900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a great credit company and a god send. Paypal is a great credit company. They help me all year round paying for thing either in 3 payments or credit. Without this I would struggle. Reviewed on: 27th April 2026
David s's avatar
David s

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86716)

Excellent customer service.

5
Excellent customer service. Look into things immediately. Reviewed on: 28th May 2025
David A's avatar
David A

Nice and easy way to pay.

5
Nice and easy way to pay. Great experience in making payments works smoothly. Reviewed on: 28th May 2025
Harsha P's avatar
Harsha P

Clear, great communication.

5
Clear, great communication. App easy to use. I feel like I'm in total control. Found it very helpful over the years for electronic purchases. Reviewed on: 28th May 2025
Jack B's avatar
Jack B

Easy to use, plenty of options from retailers to use...

5
Easy to use, plenty of options from retailers to use PayPal. Reviewed on: 28th May 2025
sheryn J's avatar
sheryn J

Secure transactions

5
PayPal provides security into using my cards online. Reviewed on: 28th May 2025
Eva K's avatar
Eva K

PayPal Credit is a great way to spread payments over...

5
PayPal Credit is a great way to spread payments over a longer period of time. I use PayPal pay in 3 which also enables me to buy items interest free. PayPal credit is easy to use once approval has been achieved. Reviewed on: 28th May 2025
Bernie M's avatar
Bernie M

Must have

5
Simple interface, works with major brands making its use effective. Reviewed on: 28th May 2025
Varun B's avatar
Varun B

Easy to use, fast, reliable!

5
Easy to use, fast, reliable! My first option every time I want to buy something that’s a bit over my budget. Reviewed on: 28th May 2025
Claudia M's avatar
Claudia M

PayPal credit

5
PayPal credit has helped me with my finances especially when I can pay a bill over 3 months with no interest charged Reviewed on: 28th May 2025
Tracy W's avatar
Tracy W

Easy to navigate

5
Easy to navigate, clear and easy to adjust payments Reviewed on: 28th May 2025
ashton's avatar
ashton

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