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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181062 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181062)

Excellent FQA

I had an issue with refund and I was able to find the solution directly in the FQA Reviewed on: 18th June 2026

I used PayPal for 25yrs Its the best platform and th...

I used PayPal for 25yrs Its the best platform and the safest way to shop.Any querys are looked into fast and efficiently and they've always treat me fairly most wins when disputes and the odd loss but I couldn't recommend them enough Reviewed on: 18th June 2026

Fast efficient service great customer offer

Fast efficient service great customer offer Reviewed on: 18th June 2026

Easy, Reliable, and Secure Payment Platform

I’ve been using PayPal for a while now, and I can honestly say it’s one of the easiest and most convenient ways to send and receive money. The setup process was quick and straightforward, and the interface is very user-friendly, even for beginners. What I really like is how fast transactions are—payments send almost instantly, and checking your balance or activity takes just a few clicks. It’s also widely accepted across so many websites, which makes online shopping much smoother without needing to enter card details every time. Security is another big plus. I feel confident using PayPal because of the added protection features and buyer protection options, which give extra peace of mind when making purchases. Overall, PayPal is a reliable and efficient platform that makes managing payments simple and stress-free. I’d definitely recommend it to anyone looking for a safe and easy way to handle money online. My only negative point is, paying PayPal credit, I would like for the payment to come straight out of my bank and not a few days later. Reviewed on: 18th June 2026

top service

great easy to use service quik with no hastle Reviewed on: 18th June 2026

Good for quick checkouts.

Good for quick checkouts. Hidden fees and setting up direct debits have always been an issue. Reviewed on: 18th June 2026

Quick easy and reliable.

Quick easy and reliable. I use it for all my payments and purchases. I use it to send money its like all in one and very easy to use Reviewed on: 18th June 2026

PayPal, a household name

PayPal is such a household name these days I can’t imagine my life without it. I use it online shopping (obviously), but have also used it in day to day life to make things easier, like sending money to friends for event tickets, or even buying something from a boot sale! When I use PayPal I feel that my money is safe. To me, a retailer offering PayPal at checkout is an indicator of the site’s legitimacy. The few times I’ve had issues with purchases PayPal has always handled them quickly and fairly. I’ve recently also received the PayPal credit card, and am getting to understand the points rewards they offer. Despite having a great product, that works fine, PayPal are continuing to innovate and move forward. It’s great! Reviewed on: 18th June 2026

Poor customer services

Customer service not very knowledgeable. Really poor customer services. Also the app very confusing and mixed up not easy to understand Reviewed on: 18th June 2026

Poor customer Care

I had a fraud incident happen and I was blamed and charged for the money that was stolen from me. Reviewed on: 18th June 2026

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