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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181062)

It feels safe to use for any purchase as it feels s...

5
It feels safe to use for any purchase as it feels safer Reviewed on: 18th June 2026

It has been very GOOD.

5
It has been very GOOD. Easy to use, wide acceptance, perks and just a great option to have. It also gives the security and protection to me that many others do not Reviewed on: 18th June 2026

Paypal Credit

5
Paypal Credit is very easy to use. The 0% interest over 4 months option allows me to make purchase I could not afford to pay in full at the time, while being able to incorporate affordable repayments into my budget. Reviewed on: 18th June 2026

Easy to use app and easy to understand

4
Easy to use app and easy to understand Reviewed on: 18th June 2026

Very good.

5
Very good. Easy to use both app and web Reviewed on: 18th June 2026

Amazing choice!

5
Been helpful and considered assisting you in everywhere they can and guiding you to the right options is very important. So I will refer to my friends and family Reviewed on: 18th June 2026

I use PayPal for most purchases as I like the securi...

5
I use PayPal for most purchases as I like the security aspect . Reviewed on: 18th June 2026

Hassle free secure payment system

5
Hassle free secure payment system Reviewed on: 18th June 2026

Happy with service received

5
Issues have always been resolved, not always first time but we get there in the end. Paypal is my go to for method of payment. Great all round Reviewed on: 18th June 2026

Bob On Sausage

5
Never had a problem. No issues. Nothing more to say Reviewed on: 18th June 2026

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