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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,810 reviews, last reviewed 27th Apr 2026
1661250% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for many years to make many secur... I have used PayPal for many years to make many secure and quick payments for purchases and to send money to people. I absolutely trust it and if I eve... Read more Reviewed on: 27th April 2026
Hayden D's avatar
Hayden D

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026
Mohammed A's avatar
Mohammed A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86810)

I love using PayPal!

5
I like to use PayPal credit for purchases I wouldnt usually be able to buy( I buy yu gi oh cards) it’s a childhood hobby that I’ve been able to continue doing as I’ve gotten older, PayPal credit is extremely easy to use ! And it makes me feel like I’m paying nothing at all haha, it’s always easy to view and see what I’ve got left to pay back on and the emails to inform you of upcoming payments helps. It’s also super easy to pay back early on if I wanted to, the app is ideal. I also use PayPal for paying some of my mouthy subscriptions, PayPal is a really helpful app/thing to use and it’s made paying for and receiving money easy for me. Reviewed on: 28th May 2025
Zachary p's avatar
Zachary p

PayPal is a great financial tool

4
PayPal is a great financial tool and I would recommend. Always good experiences Reviewed on: 28th May 2025
Erick R's avatar
Erick R

Smooth and easy to use

5
Smooth and easy to use, clear understanding of your balance and very user friendly. Used for years now even booked holidays and know I can trust when using. It gives me confidence knowing my purchases are also protected. Thank you! Reviewed on: 28th May 2025
Holly's avatar
Holly

Very efficient and alerts me on time about the progr...

5
Very efficient and alerts me on time about the progress and follow ups of my purchases and the best of all there is ample time with flexibility to pay back as well as refunds sorted in time. Reviewed on: 28th May 2025
Kelvin O's avatar
Kelvin O

I have used PayPal credit for a few years now and it...

5
I have used PayPal credit for a few years now and its quick, easy and safe to use online. Managing payments and checking balances is simple and clear Reviewed on: 28th May 2025
Emma B's avatar
Emma B

easy to use, secure payments, convenient installment...

5
easy to use, secure payments, convenient installment payments Reviewed on: 28th May 2025
Eleftherios P's avatar
Eleftherios P

Never any issues resolving problems.

5
Never any issues resolving problems. Payment is easy and any disputes are handled well and quickly. Reviewed on: 28th May 2025
Cliff T's avatar
Cliff T

"Using PayPal Credit has made my online shopping exp...

5
"Using PayPal Credit has made my online shopping experience much smoother. The application process was straightforward, and the instant decision was a big plus. I especially like the flexibility of the '0% interest for 4 months' offer, which has helped me manage larger purchases without stress. The app is easy to use, and the payment reminders are helpful in staying on top of my balance. I feel more in control of my finances thanks to PayPal Credit. Highly recommend for anyone looking for a flexible and reliable credit option!" Reviewed on: 28th May 2025
Marta's avatar
Marta

Pay pas is the finest way to pay for the purchse als...

5
Pay pas is the finest way to pay for the purchse also it is safe. They also given me credit if I want to purchase and pay later. Reviewed on: 28th May 2025
Pri C's avatar
Pri C

Straight forward ways of spreading payments and keep...

5
Straight forward ways of spreading payments and keeping on top of finances. Easy to use systems with clear explanations about how to avoid interest Reviewed on: 28th May 2025
Sarah's avatar
Sarah

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