Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181063 reviews)

View other PayPal products

4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181063)

Best Payment Method

The best and safest way to pay for goods. Disputes are always resolved very quickly and refunds are credited promptly. When there are so much fraud, it is the safest way to pay. Reviewed on: 18th June 2026

My wonderful experience

I love paypal and now everything is more easier than before. I do so many with paypal without using my bank account directly. Reviewed on: 18th June 2026

I've never had any trouble with PayPal credit.

I've never had any trouble with PayPal credit. The only thing is they don't tell you when interest is being added. Reviewed on: 18th June 2026

Very good experience.

Very good experience. Paypal help me every time when I want to make a payment Reviewed on: 18th June 2026

Seamless app experience and through retailers websites.

Seamless app experience and through retailers websites. Just does all the basics effortlessly. Reviewed on: 18th June 2026

Buy bigger items and pay over time

Great facility for spreading payments over months with 0 interest Reviewed on: 18th June 2026

Love pay pal

Great to have as a back up when purchasing items Good interest rates, great communication for new offers Reviewed on: 18th June 2026

Great flexible way to spread costs.

Great flexible way to spread costs. Reviewed on: 18th June 2026

Ease of use with the new Paypal credit card

Ease of use with the new Paypal credit card which gives benefits of buy now pay later using a physical card Reviewed on: 18th June 2026

Using PayPal if it’s PayPal credit or just paying us...

Using PayPal if it’s PayPal credit or just paying using your card through PayPal makes me feel so much more secure especially if it’s a website your not sure of using PayPal gives me more peace of mind that my details are secure. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101232 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub