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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,905 reviews, last reviewed 27th Apr 2026
1665750% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spreading payments with no added interest... Great for spreading payments with no added interest if paid off in time! Reviewed on: 27th April 2026
Laura W's avatar
Laura W

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86905)

Easy access to safe financial transactions

5
I have been utilising PayPal for over 10 years for online purchases and to send money to friends and charities every transaction has been quick, easy and safe when it comes to larger purchases they have provide credit without lengthy forms that is both manageable and affordable when an odd purchase did go wrong PayPal sorted it without hassle and I was refunded their system makes me feel secure allowing me the freedom to have a few of the finer things that I wouldn’t be able to have without their help I would and have recommended them to anyone and with the growing lack of high street banks they are so easy to access you can’t go wrong Reviewed on: 28th May 2025
Kazykazbar 's avatar
Kazykazbar

Easy to apply and monitor spend.

5
Easy to apply and monitor spend. Clear email updates Reviewed on: 28th May 2025
Peter's avatar
Peter

Good, easy to use , easy access to your account...

5
Good, easy to use , easy access to your account Reviewed on: 28th May 2025
Ionut I's avatar
Ionut I

quick, and easy to use service, and fast cant say be...

5
quick, and easy to use service, and fast cant say better than that Reviewed on: 28th May 2025
peter marshall's avatar
peter marshall

everything smooth

5
good experience everything smooth Reviewed on: 28th May 2025
Egi S's avatar
Egi S

Not problem pay online, just want to get more money,...

5
Not problem pay online, just want to get more money, and pay my credit give to the PayPal 5 star Reviewed on: 28th May 2025
Jaroslaw G's avatar
Jaroslaw G

Fast and reliable with security transactions.

5
Fast and reliable with security transactions. Reviewed on: 28th May 2025
Balqees z's avatar
Balqees z

conveniant money.

5
its good to get something when you wont it and not have to save up. Reviewed on: 28th May 2025
kirk a's avatar
kirk a

PayPal credit is very handy,

5
PayPal credit is very handy, especially there interest free offers allowing you to pay over 3/4 months, makes those big purchases easier to afford without accruing loads of debt. Reviewed on: 28th May 2025
Jess W's avatar
Jess W

Always easy and straightforward

4
Never had any issues with PayPal, process to setup account and use to pay has always been easy and straightforward so Reviewed on: 28th May 2025
GFree's avatar
GFree

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