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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181063)

Paypal is so easy to use Hassle Free & 100%...

5
Paypal is so easy to use Hassle Free & 100% service Reviewed on: 18th June 2026

It is so easy to apply and easy to use.

5
It is so easy to apply and easy to use. Reviewed on: 18th June 2026

Great so far!

4
Great so far! The disputes team can do better though. Reviewed on: 18th June 2026

Awesome customer service

5
Awesome customer service with refunds taken by tricksters Reviewed on: 18th June 2026

Honest and Trustworthy!!

5
The key requirements for any financial institution is to be honest and trustworthy. I've been using Paypal for many years and I've always found Paypalto be exactly that. I would far rather buy something using my credit card through Paypal front end because Paypal are far more efficient when dealing with any issues rather than the card provider. Customer Service is superb!! Reviewed on: 18th June 2026

PayPal is to use friendly staff always there for you...

5
PayPal is to use friendly staff always there for you you feel that your wanted Reviewed on: 18th June 2026

Review 5*

5
If ever need to spread that cost a period of time then paypal has this option with 0% intrest if cleared within the time scale which is a great option if required Reviewed on: 18th June 2026

I feel safe when I use PayPal i know I will get my m...

5
I feel safe when I use PayPal i know I will get my money back if my purchase was dodgy Reviewed on: 18th June 2026

Very easy to use and be protected

5
Very easy to use and be protected Reviewed on: 18th June 2026

Brilliant company to deal with.

5
Brilliant company to deal with.would use again. Reviewed on: 18th June 2026

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