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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,027 reviews, last reviewed 27th Apr 2026
1671600% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal is always my go to. Pay pal is always my go to. pay in 3 helps. Reviewed on: 27th April 2026
ronald griffiths's avatar
ronald griffiths

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87027)

Always been very reliable & helpful

5
Always been very reliable & helpful Reviewed on: 28th May 2025
Gillian Daldy's avatar
Gillian Daldy

Easy checkout and access to pre approved funding

5
Easy checkout and access to pre approved funding Reviewed on: 28th May 2025
Samuel D's avatar
Samuel D

Professional staff who saved me from Fraud - the sta...

5
Professional staff who saved me from Fraud - the staff are wonderful to speak to. They are properly trained, courteous and very capable. It is so refreshing to deal with a company who put resources into staff training. Wonderful. Reviewed on: 28th May 2025
RZ's avatar
RZ

Works for me.

4
Works for me. Good offers time to time for paying no interest back. I can mange my limit very easy. The app is excellent. Really handy for those unexpected and expected purchases. Reviewed on: 28th May 2025
Rory S's avatar
Rory S

Never had any issues and have used PayPal credit for...

5
Never had any issues and have used PayPal credit for many things over the years. Always great to use and comes in very helpful when times are tight Reviewed on: 28th May 2025
Chris F's avatar
Chris F

Best International payment partner for over a decade

5
I have been using paypal for over a decade now and this is the most useful international payment option TBH Reviewed on: 28th May 2025
Fahad Khan's avatar
Fahad Khan

I use PayPal for all my purchases.

5
I use PayPal for all my purchases. It is so simple, easy to keep track of all payments including direct debits. I often use my credit and pay in 3 options which is great when trying to budget. PayPal is a necessity with my purchases and the service they provide, including excellent customer service. Easy transactions, easy budgeting, secure personal details and monthly statements. The best! Reviewed on: 28th May 2025
Han C's avatar
Han C

Easy and fast.

5
Easy and fast. It is not complicated at all. All the info is there. No grey areas. Reviewed on: 28th May 2025
Fernando M's avatar
Fernando M

3 month interest free scheme very useful

5
I wanted to buy a relatively expensive new tool and used the 3-month interest free option to spread the cost. The Direct Debit payment option was not entirely smooth but overall I am very happy. Reviewed on: 28th May 2025
Lumbricus's avatar
Lumbricus

Easy to use and setup, used it a few times and has b...

5
Easy to use and setup, used it a few times and has been easy to setup, and spread payments over 4 months. Reviewed on: 28th May 2025
Raghavendar M's avatar
Raghavendar M

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