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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181063 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181063)

Very fast approval

Very fast approval, good conditions for obtaining a loan Reviewed on: 18th June 2026

I find Paypal Credit simple and easy to use and suff...

I find Paypal Credit simple and easy to use and sufficient for all my purchasing needs. Reviewed on: 18th June 2026

Is very good when you have 0% for months credit.

Is very good when you have 0% for months credit. Reviewed on: 18th June 2026

Always there when I need it

Paypal is always there when I need it, simple and easy to use. Reviewed on: 18th June 2026

When ever I have purchase problems PayPal always sor...

When ever I have purchase problems PayPal always sorted out thank you very much to PayPal Reviewed on: 18th June 2026

Love PayPal

It’s a great way to purchase items, giving time to pay off, I se both PayPal credit and pay in 3. Much better on my bank balance. Reviewed on: 18th June 2026

Excellent service and protection

Excellent service, even when I've been scammed, PayPal sorted it quickly and importantly without any fuss or accusations. Reviewed on: 18th June 2026

I haven't had any challenges and the credit options...

I haven't had any challenges and the credit options and pay in 3 arw excellent Reviewed on: 18th June 2026

Good choice easy to use

PayPal credit is easy to use and make payments as well as offering loads of options. Reviewed on: 18th June 2026

Good reliable service, majority of places now accept.

Good reliable service, majority of places now accept. Reviewed on: 18th June 2026

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