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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181064)

It’s always been easily helpful and great to use the...

5
It’s always been easily helpful and great to use the credit to pay the credit. And find my way about the app Reviewed on: 18th June 2026

PayPal is a great thing to use, pay pal credit reall...

5
PayPal is a great thing to use, pay pal credit really helps me in time of need. Reviewed on: 18th June 2026

The best and easiest way to pay.

5
When used along with the PayPal credit card it makes paying for goods or services the best and easiest by far. Reviewed on: 18th June 2026

Easy, straight forward and excellent service!

5
I applied for a PayPal debit card at first and the process was really simple so I applied for a paypal credit/card a few later! The process online applying, the steps and information that had to be given were excellent and I got a decision straight away!! It was sooo easy and overall paypal credit is so straight forward and I would recommend it to anyone. Statements are clear, easy to see and read and reminders are given on several occasions which I find really helpful!! I am so happy with the service!! Reviewed on: 18th June 2026

Always friendly & very helpful always manage my quer...

5
Always friendly & very helpful always manage my queries promptly Reviewed on: 18th June 2026

Very Helpful

5
Made simple and very convenient to use Reviewed on: 18th June 2026

Really easy to use great service

5
Really easy to use great service Reviewed on: 18th June 2026

Clea,r, convenient, responsive

5
Clea,r, convenient, responsive process for applying. Good communication. Regular updates. Clear online statements. Reviewed on: 18th June 2026

Ease of use and new offers regularly.

5
Ease of use and new offers regularly. Reviewed on: 18th June 2026

I use PayPal debit card for most of my transactions...

5
I use PayPal debit card for most of my transactions PayPal point system is also excellent Reviewed on: 18th June 2026

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