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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181065 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181065)

Excellent across the board, very efficient and effec...

Excellent across the board, very efficient and effective Reviewed on: 18th June 2026

Love flexibility and choice of places yo shop

Love flexibility and choice of places yo shop Reviewed on: 18th June 2026

Ease of use

PayPal is so easy to use. You don’t need to remember a pin or add delivery address every time you place an order. The buy now pay later options are also great. Reviewed on: 18th June 2026

Must if you like visiting placed

PayPal Credit allows you to book concerts/hotels and pay back later which I love. Reviewed on: 18th June 2026

Handy to use

Handy to use and good availability with retailers. The verdict is out on customer service as not contacted directly. Did make a claim due to a fraudulent website which was successful Reviewed on: 18th June 2026

PayPal credit

Have used PayPal credit for a couple of years. I appreciate the flexibility and security of PayPal when making purchases. Reviewed on: 18th June 2026

Tiptop service

Easy and convenient to use with great customer support when needed Reviewed on: 18th June 2026

Greatest feature is the 4 months 0% interest

Greatest feature is the 4 months 0% interest Reviewed on: 18th June 2026

Buying made easy

Made buy something expensive easy spread the cost rather than taking one big hiit you sread the cost Reviewed on: 18th June 2026

Easy to use & helpful

PayPal is easy to use & the options help me to make purchases more affordable, which is very useful when there's a bit too much month left at the end of your wages! I can manage my credit & repayments easily on the App too. Reviewed on: 18th June 2026

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