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PayPal: PayPal Credit reviews

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4.90
Based on 87,230 reviews, last reviewed 27th Apr 2026
1680850% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thank you PayPal. Great and easy to use. I find PayPal a very secure method of payments. App is easy to track money in and out. Provide great customer service when need... Read more Reviewed on: 27th April 2026
Abbi C's avatar
Abbi C

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87230)

PayPal credit is a super handy option to spread costs

5
PayPal credit is a super handy option to spread the cost of big payments. I appreciate the 4 months 0% it is particularly helpful. Reviewed on: 28th May 2025
Rebecca W's avatar
Rebecca W

I felt the added interest could be more easily expos...

4
I felt the added interest could be more easily exposing but apart from that I'm very happy with the service I'm working very hard to pay it back now, bit by bit. Reviewed on: 28th May 2025
Justine B's avatar
Justine B

Much needed!

5
Always available and couldn't be without it!! Reviewed on: 28th May 2025
rj's avatar
rj

Always smooth and efficient

5
Always smooth and efficient, the credit service is unbeatable as well as convenient. Reviewed on: 28th May 2025
Simon P's avatar
Simon P

Easy to use,safe ,good app .

5
Easy to use,safe ,good app .most of the retailer accept their payment.like the pay in 3,option Reviewed on: 28th May 2025
Szilvia's avatar
Szilvia

PayPal is the best

5
PayPal makes payments easy and you can spread the cost over time ! Reviewed on: 28th May 2025
Stuart B's avatar
Stuart B

Paypal is like having a safety net to rely on.

5
Paypal is like having a safety net to rely on. When I am a bit short of readies for a larger purchase that I need, I can pay in 3 interest-free payments. Sorted. I can transfer money safely to another person, using PayPal, if I don't want them to have my bank details. Simple. Everybody should download the app, and make their lives easier. Reviewed on: 28th May 2025
Pete B's avatar
Pete B

Helpful tools to help manage budget and pay over a f...

5
Helpful tools to help manage budget and pay over a few months. Reviewed on: 28th May 2025
Nathan Chenery's avatar
Nathan Chenery

Perfection

5
Always helpful always with that simple perfection with strawberries on top & clotted cream my favourite Reviewed on: 28th May 2025
Martin Dibsdall 's avatar
Martin Dibsdall

Bad experience.

1
Bad experience. Because there is no proper statement. Also, when I receive refund PayPal does not add money to the account and says that it takes 1-2 months. Really looks like a fraud to me. Reviewed on: 28th May 2025
Abdul S's avatar
Abdul S

Review PayPal: PayPal Credit now

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