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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,313 reviews, last reviewed 27th Apr 2026
1684600% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to track balance and payments Very easy to track balance and payments Reviewed on: 27th April 2026
char g's avatar
char g

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87313)

I like pay in 3 installments with 0%

5
I like pay in 3 installments with 0% Reviewed on: 28th May 2025
Agne's avatar
Agne

Awesome dealings

5
Everything is clear from the get go. Ease of transactions and updates via email before payment taken. Reviewed on: 28th May 2025
Tracey R's avatar
Tracey R

Very straightforward.

5
Very straightforward. Thier best product is pay in 3 no interest. Reviewed on: 28th May 2025
Csaba F's avatar
Csaba F

Excellent customer service.

5
Very efficient wherever I have needed to sort issues,Hassel free, quick response and detailed easy to follow procedures Reviewed on: 28th May 2025
Emma b's avatar
Emma b

Clear and easy to use and to understand.

5
Clear and easy to use and to understand. Direct debits easily set up. Reviewed on: 28th May 2025
RoopsterWritten's avatar
RoopsterWritten

Great way of spreading cost, four months of instest...

5
Great way of spreading cost, four months of instest free Reviewed on: 28th May 2025
jim d's avatar
jim d

Always on hand with disputes and very easy to talk...

5
Always on hand with disputes and very easy to talk too Reviewed on: 28th May 2025
vincent p's avatar
vincent p

Always had fantastic service and I use PayPal as my...

5
Always had fantastic service and I use PayPal as my preferred payment method Reviewed on: 28th May 2025
Bryan H's avatar
Bryan H

I find it easy and straightforward to use.

5
I find it easy and straightforward to use. On the rare occasion I've had a query it's been promptly resolved Reviewed on: 28th May 2025
Vincy 's avatar
Vincy

Paypal in-Credi-ble!

5
The best at allowing one to spread purchases in instalments, sending and receiving money!! Reviewed on: 28th May 2025
Yami M's avatar
Yami M

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