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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181066)

Have used PayPal for years.

Have used PayPal for years. Excellent service. Reviewed on: 18th June 2026

Just find it very easy I use PayPal for all my trans...

Just find it very easy I use PayPal for all my transactions Reviewed on: 18th June 2026

PayPal offers a lot of great options when it comes t...

PayPal offers a lot of great options when it comes to paying and with credit. Splitting the bigger bills across the pay in three is a life saver. The monthly emails that detail the exact direct debit information are a great reminder too. I highly recommend Paypal. Reviewed on: 18th June 2026

I am always Happy to use PayPal credit.

I am always Happy to use PayPal credit. It helps with my credit score as well. I like to use it for 4 months interest free Reviewed on: 18th June 2026

Love the flexibility to split payments and immediate...

Love the flexibility to split payments and immediate interest free options Reviewed on: 18th June 2026

Excellent Credit Cardd

Eady to use and make payments. Allows 4 months interest free. Best one ive used. Reviewed on: 18th June 2026

This is the only credit account that i use and it is...

This is the only credit account that i use and it is super simple to use and understand. Most other make it hard to know exactly what is happening when researching but now it is simple Reviewed on: 18th June 2026

Very good, if any problems easy to get in touch,fri...

Very good, if any problems easy to get in touch,friendly and very efficient. Reviewed on: 18th June 2026

It’s helpful but sometimes it’s taken up to 10 days...

It’s helpful but sometimes it’s taken up to 10 days for a direct debit to be taken and then I’ve ended up being charged more because I haven’t been able to make the payment then till afterwards. But other than that it’s been good. Reviewed on: 18th June 2026

Always a seamless and self explanatory process

Always a seamless and self explanatory process Reviewed on: 18th June 2026

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