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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,388 reviews, last reviewed 27th Apr 2026
1688050% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent offering, pay by 3, Paypal credit and the... Excellent offering, pay by 3, Paypal credit and the security is fab. Reviewed on: 27th April 2026
Heather M's avatar
Heather M

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87388)

Never had issues and easy to use.

5
Never had issues and easy to use. Helpful when used customer service/help. Reviewed on: 28th May 2025
Jenny Pearxe's avatar
Jenny Pearxe

Paypal is an easy to use app that provides excellent...

5
Paypal is an easy to use app that provides excellent value for money Reviewed on: 28th May 2025
Mark Foley's avatar
Mark Foley

I have had nothing but a good experience

5
I have had nothing but a good experience Reviewed on: 28th May 2025
Kieran L's avatar
Kieran L

Never had a bad experience with paypal

5
Never had a bad experience with paypal Reviewed on: 28th May 2025
Lesley C's avatar
Lesley C

0% interest for 4 months is a game changer!

5
The credit payments offering 0% interest for 4 months are brilliant. Also clearly let you know the applicable dates to make payments by so they don’t accumulate interest. Reviewed on: 28th May 2025
Mun C's avatar
Mun C

Great Service

5
PayPal provides an excellent service and great communications keeping me abreast of payments and services. Reviewed on: 28th May 2025
Michael L's avatar
Michael L

Exceptional customer service

5
I have always received a very high level of customer service, always friendly and professional no matter what problem, always resolve matters as promptly as possible. Good rates and always really helpful whether phone, app or website. Being disabled a excellent level of customer service is extremely important and they are always very patient with me .I would recommend PayPal credit without any doubt whatsoever. 5* Reviewed on: 28th May 2025
Graham L's avatar
Graham L

Was totally ripped off at a garage for my car servic...

5
Was totally ripped off at a garage for my car service and PayPal sided with the garage Reviewed on: 28th May 2025
David S's avatar
David S

Easy transfer, payments very safe

5
Easy transfer, payments very safe Reviewed on: 28th May 2025
MB M's avatar
MB M

Great service and easy to use

5
Great service so far and customer service when I've needed it. Easy to use Reviewed on: 28th May 2025
Jocelyn C's avatar
Jocelyn C

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