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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181066)

I have been using paypal now for years.

5
I have been using paypal now for years. thry provide excellent service and good customer relation as they tend to address queties asap. I would recommend Paypal anyday, anytime. Reviewed on: 18th June 2026

Great pal

5
Well services and repayment options are great but only thing is the charges are really high your sincerely Sameer Essaji Reviewed on: 18th June 2026

Easy to set up, clear monthly payments and statements

5
Easy to set up, clear monthly payments and statements Reviewed on: 18th June 2026

Its a safe way to make transactions.

5
Its a safe way to make transactions. Paypal credit offers low interest options. I genuinely prefer using paypal than my bank card Reviewed on: 18th June 2026

Flexiable ways to pay

5
I have bought a lot of items recently, as we have just moved house, so it is great to be able to spread the costs. Either over a few months, or over a few years. And all at 0% APR, couldn't get any better Reviewed on: 18th June 2026

Always there when you need them !

5
Always there when you need them !! Knowing it’s very safe to use and lots more companies accepting paypal Reviewed on: 18th June 2026

Paypal is a very fair and easy system to use...

5
Paypal is a very fair and easy system to use Reviewed on: 18th June 2026

Consistently Excellent Service

5
PayPal has been smooth and trustworthy for all my transactions. Payments are quick, security is solid, and the app is very easy to navigate. Reviewed on: 18th June 2026

The experience is amazing and help me alot whit my s...

5
The experience is amazing and help me alot whit my shopping and is secure Reviewed on: 18th June 2026

Good convenient way of managing money, flexible ways...

5
Good convenient way of managing money, flexible ways of paying Reviewed on: 18th June 2026

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