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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181066)

perfect service

5
perfect service of PayPal. the addition of card is excellent Reviewed on: 18th June 2026

Always have peace of mind when using PayPal

5
Always have peace of mind when using PayPal Reviewed on: 18th June 2026

So great

5
Great . Such a great thing to be able to use. Reviewed on: 18th June 2026

Excellent rates

5
Excellent rates and I love PayPal pay later it makes life so much easier when needed Reviewed on: 18th June 2026

Convinience

5
Spreading payments with my main online payment app is very quick and convenient. Reviewed on: 18th June 2026

Pay pal credit is excellent.

5
Pay pal credit is excellent. This allows me to make purchases with a minimum payment and easy instalments afterwards. I receive reminders when payments are due. Reviewed on: 18th June 2026

My experience has been five star plus all the way fa...

5
My experience has been five star plus all the way fantastic service Reviewed on: 18th June 2026

had only 1 issue so far which was putting a default...

4
had only 1 issue so far which was putting a default charge on a extra payment not the mandatary payment with them but mostly good and clear information and communication Reviewed on: 18th June 2026

love using PayPal but the three day delay in taking...

5
love using PayPal but the three day delay in taking and receiving to another bank when you make a payment is a bit of a nuisance Reviewed on: 18th June 2026

PayPal is easy and safr

5
PayPal is easy to use. I feel much safer using PayPal online than other forms of payment due to the assurances that PayPal offers. Reviewed on: 18th June 2026

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