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PayPal: PayPal Credit reviews

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4.90
Based on 87,490 reviews, last reviewed 27th Apr 2026
1692750% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Before was better when was chat on PayPal page Before was better when was chat on PayPal page Reviewed on: 27th April 2026
Miroslava J's avatar
Miroslava J

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87490)

Use PayPal Credit

5
Extremely easy and useful to use and simple to make repayments without constant harassment with communications like you receive from other suppliers. Would highly recommend to anyone else to use PayPal Credit. Reviewed on: 29th May 2025
Bradley M's avatar
Bradley M

Once approved very easy to use

5
Once setup. Easy to use and good interest free options depending on spend Reviewed on: 29th May 2025
Giang Tong's avatar
Giang Tong

Good service when I have needed to use it

5
Good service when I have needed to use it Reviewed on: 29th May 2025
john s's avatar
john s

My experience with PayPal is absolutely fantasticall...

5
My experience with PayPal is absolutely fantastically amazing.the customer service is superb and friendly Reviewed on: 28th May 2025
Julie Kanu's avatar
Julie Kanu

Amazing rewards

5
Simple to use & send money worldwide Reviewed on: 28th May 2025
Hasna k's avatar
Hasna k

PayPal - an essential financial tool

5
PayPal has become an essential financial tool for managing both my everyday spending and credit needs. The platform excels in several key areas that make money management genuinely convenient. From the intuitiveness and user friendly design of the app making it easy to track transactions, manage my account, and access all features on the go. Everything feels streamlined and well-designed. PayPal Credit's interest-free payment options have been particularly valuable, allowing me to spread larger purchases over time without incurring extra costs when paid within the promotional period. This flexibility has helped with budgeting for bigger expenses. For transferring money to friends and family, PayPal is unbeatable. Being able to send money instantly without needing to exchange bank details or sort codes makes splitting bills, sharing expenses, or sending gifts effortless. The speed and efficiency of these transfers is impressive. What could be improved is the fee charge hitting the payee.if the sender doesn't select personal account. Overall, PayPal provides excellent money management options that cover everything from daily transactions to credit solutions. The combination of ease of use, practical features, and reliable service makes it a standout choice for digital payments and financial management. Reviewed on: 28th May 2025
Sally O's avatar
Sally O

Good option for payments zero interest

4
Good option for payments zero interest Reviewed on: 28th May 2025
Oscar J's avatar
Oscar J

It’s the same as having a visa or master cards

4
It’s the same as having a visa or master cards Reviewed on: 28th May 2025
Kamran S's avatar
Kamran S

Fantastic

5
What an excellent protected service Reviewed on: 28th May 2025
William Flood 's avatar
William Flood

I spoke to customer service , had an issue which was...

5
I spoke to customer service , had an issue which was sort out , very good good service Reviewed on: 28th May 2025
Jose d's avatar
Jose d

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