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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181066)

Great communication

Good clear communication and reminders about upcoming payments Reviewed on: 18th June 2026

Easy to use, trustworthy.

Easy to use, trustworthy. I've never had any issues Reviewed on: 18th June 2026

Good experience

No issues with PayPal at all. Customer service is generally good even if you don’t get the result you’re hoping for. Reviewed on: 18th June 2026

Easy pay and brilliant payment I pay for my holidays...

Easy pay and brilliant payment I pay for my holidays and ticket 3 instalment' pay brilliant thank you pay pal Reviewed on: 18th June 2026

Promotional offer period visible in PayPal app

Great way to purchase something that is expensive or unexpected. The four months interest free option has enabled me to make an informed decision about travelling abroad to a family wedding. My washing machine suddenly broke down beyond repair and PayPal saved the day! No interest for four months enables you to budget for your purchases and the app is easy to use, it’s clear to see when the promotional period ends unless me some other credit card companies that hide the information in the small print. Well done PayPal !!! Reviewed on: 18th June 2026

0% interest for 4months

Sometimes you just need that extra help, and paypal credit is here for me when I need it. Especially with 0% interest for 4months. Reviewed on: 18th June 2026

Super easy

Always super easy to access and use the service. Reviewed on: 18th June 2026

Always updated with correct information.

Always updated with correct information. Easy to use website and app. Regular emails and notifications handy free pay in 3 options and interest free credit card for 4 months on purchases. Overall a good payment option Reviewed on: 18th June 2026

Do find it difficult to get hold of any help desk bu...

Do find it difficult to get hold of any help desk but I find the product you offer really useful Reviewed on: 18th June 2026

Easy and Simolicity.

Easy and straightforward method to purchase online. Not tried for physical ourchases Reviewed on: 18th June 2026

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