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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Very easy to control, wide use with online payments...

Very easy to control, wide use with online payments ( in and out ) and shopping, providing lots of other options which comes very handy eg. Pay in 3 with no added interest. Now when crypto is finally available I'll definitely give a try Reviewed on: 18th June 2026

It is user friendly.

It is user friendly. There are no complications in navigating the app. Reviewed on: 18th June 2026

Easy to use, speedy communication and any issues are...

Easy to use, speedy communication and any issues are easily resolved - I enjoy using PayPal especially as it feels a safe and reliable option. Reviewed on: 18th June 2026

Easy to set up and quick approval

Easy to set up and quick approval Reviewed on: 18th June 2026

Paypal has always helped me when sellers stop replyi...

Paypal has always helped me when sellers stop replying to messages normally about non receipt of package. Reviewed on: 18th June 2026

Simple, fast, and reliable.

Simple, fast, and reliable. PayPal is my go to for buying on the internet. Reviewed on: 18th June 2026

Iam having a very good experience with PayPal for my...

Iam having a very good experience with PayPal for my daily usage. It is very helpful when it comes to any issue regarding payment and refunds for fake or false payments. Reviewed on: 18th June 2026

Fast, Secure and Reliable Service

My experience with PayPal has been very positive. The platform is easy to use and makes sending and receiving money quick and secure. I appreciate the security measures that help protect my account and transactions. Whenever I needed assistance, the support team was helpful and guided me through the process. Overall, PayPal has made online payments convenient and reliable for me Reviewed on: 18th June 2026

I’ve generally had a good experience using PayPal.

I’ve generally had a good experience using PayPal. It’s quick, convenient, and widely accepted, which makes sending and receiving money very easy. The buyer protection feature gives added peace of mind when shopping online, and transactions are usually processed instantly. However, there are a few downsides. Customer service can sometimes be slow to respond, and resolving disputes may take longer than expected. Fees for certain transactions, especially international payments, can also be quite high. Overall, PayPal is a reliable and secure platform for everyday use, but there is definitely room for improvement in customer support and fee transparency. Reviewed on: 18th June 2026

Overall happy

I find PayPal very good, follow up if you got a discrepancy not so,interest rates good,interest free periods very handy only problem being is making payments from bank PayPal take so long to take money from bank account hard for budgeting over all very happy Reviewed on: 18th June 2026

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