Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,914 reviews, last reviewed 26th Apr 2026
1620000% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good whole experience are good easy to use it Reviewed on: 26th April 2026
Rasti's avatar
Rasti

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (85914)

Quick and easy way to pay with interest free payment...

5
Quick and easy way to pay with interest free payments, takes the hassle out of credit checks. Reviewed on: 27th May 2025
Jacqui G's avatar
Jacqui G

I have no problem with PayPal whatsoever very good c...

5
I have no problem with PayPal whatsoever very good company Reviewed on: 27th May 2025
Barry D's avatar
Barry D

I have no issue with using Paypal Credit. And I love it

5
I have no issue with using Paypal Credit. The customer service was excellent. Highy recomended. I use it mostly to buy some electronics and it super convenient. I would definitely recomendcit to all my friend and family Reviewed on: 27th May 2025
Hakim Fauzi's avatar
Hakim Fauzi

Such an easy way to pay with different payment options

4
Such an easy way to pay with different payment options Reviewed on: 27th May 2025
Lisa S's avatar
Lisa S

I’ve had a truly positive and meaningful experience...

5
I’ve had a truly positive and meaningful experience with PayPal and PayPal Credit. There’s something deeply reassuring about using a service that treats you with respect and kindness, even when times are tough. Through PayPal, my mom can send me money from abroad, and I feel safe keeping my funds there. What means the most to me is how PayPal Credit has supported me in moments when I had nothing — helping me buy a birthday dress, order food, and take care of myself when I needed it most. I’m genuinely grateful for that trust and reliability. It’s not just about money — it’s about feeling held, respected, and seen. And for that, I truly thank you. Reviewed on: 27th May 2025
Karyna Cher's avatar
Karyna Cher

Could be cheaper.

5
Could be cheaper. Can’t see the transactions easily on the app. No idea what interest amount is being paid. Reviewed on: 27th May 2025
Andrew A's avatar
Andrew A

Excellent

5
So easy and quick to use, any issues are sorted out immediately Reviewed on: 27th May 2025
Dale E's avatar
Dale E

Always very helpfull,and nothing is too much bother

5
Always very helpfull,and nothing is too much bother Reviewed on: 27th May 2025
Shamus's avatar
Shamus

Easy to apply for credit to buy things you would lik...

5
Easy to apply for credit to buy things you would like at the moment and pay back later providing good life satisfaction Reviewed on: 27th May 2025
AS A's avatar
AS A

The best about!

5
Excellent, nothing more needed to say! Reviewed on: 27th May 2025
Scott's avatar
Scott

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill