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PayPal: PayPal Credit reviews

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4.90
Based on 85,795 reviews, last reviewed 26th Apr 2026
1614550% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Lives All Paypal transactions are seamless & have the best payment plans , which are really flexible & varied , whilst being very affordable. Reviewed on: 26th April 2026
Magoo's avatar
Magoo

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85795)

It’s generally been good and is competitive compared...

3
It’s generally been good and is competitive compared to borrowing else where Reviewed on: 27th May 2025
Anonymous 's avatar
Anonymous

Safe and secure transactions!

5
I always feel my payments are secure when I pay using PayPal. Also the 3 monthly instalments and the 4 months interest free credit has really helped me on several occasions when I have needed to buy higher priced items and I’ve not had a great wage that month. It’s simple to pay back using the app and the reminders come in plenty of time. I’ve also used it to send and receive money to friends and family. It’s better than any credit card! Reviewed on: 27th May 2025
Pennybt's avatar
Pennybt

Never had an issue, very well ran

5
Never had an issue, very well ran Reviewed on: 27th May 2025
JP's avatar
JP

Great for all use of paying online and feels nice an...

4
Great for all use of paying online and feels nice and secure.the only disappointment I had was having my credit limit reduced to a level that limits a lot of use. Especially if I want the added protection pay pal offers. Reviewed on: 27th May 2025
Nick H's avatar
Nick H

Nice functionality and easy to use

5
Nice functionality and easy to use Reviewed on: 27th May 2025
Nitin's avatar
Nitin

it's excellent, good service at a decent price

5
it's excellent, good service at a decent price Reviewed on: 27th May 2025
Daz Pearce's avatar
Daz Pearce

Paypal Credit has greatly helped me manage my finance.

5
Paypal Credit has greatly helped me manage my finance. I have recommended this to all my friends and family. Reviewed on: 27th May 2025
JL's avatar
JL

Always supportive :)

5
Always supportive when needed in times of trouble Reviewed on: 27th May 2025
Petrina D's avatar
Petrina D

I’m not at all tech savvy but I can do this!

5
I’m not at all “tech savvy” but PayPal is so simple that I can easily find what I need on the app ( yes I have even added the app to my phone! PayPal Credit is simple too and I have set up a direct debit payment so that I will never miss a payment. Reviewed on: 27th May 2025
Jacqueline S's avatar
Jacqueline S

Love Paypal and Paypal credit

5
Paypal is just great and spreading the cost of something over a few months is great Reviewed on: 27th May 2025
Anne C's avatar
Anne C

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