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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181035)

Great service

5
Very generous in setting up credit limits. Reviewed on: 17th June 2026

Really easy to use, good options to spread coat in p...

5
Really easy to use, good options to spread coat in purchases Reviewed on: 17th June 2026

Great company to deal with *****.

5
Great company to deal with *****. Good selection of ways to pay and very easy to navigate. Reviewed on: 17th June 2026

Fantastic platform!

5
I use PayPal regularly for a wide range of payments, and the introduction of PayPal+ has been a valuable enhancement to the service. The rewards points feature provides an added incentive to use the platform more often. PayPal is straightforward to navigate and is accepted by the vast majority of merchants, making transactions quick, convenient, and hassle-free across many different types of purchases. Reviewed on: 17th June 2026

Kev golding

5
All ways good and helpful........................ Reviewed on: 17th June 2026

Attractive rates

5
Paypal offers several ways of payment at attarctoive rates. I really like paying in 3 installments! Reviewed on: 17th June 2026

I have used PayPal for years and never had a problem...

5
I have used PayPal for years and never had a problem and customer service is very very good. Reviewed on: 17th June 2026

PayPal pay in 3 is great - it allows me to make purc...

5
PayPal pay in 3 is great - it allows me to make purchases without the pressure of a lump sum Reviewed on: 17th June 2026

Used PayPal for over 10 years buying and selling alw...

5
Used PayPal for over 10 years buying and selling alway helpful easy to work with Reviewed on: 17th June 2026

It’s great straight forward app is amazing

5
It’s great straight forward app is amazing Reviewed on: 17th June 2026

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