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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82188)

Never had any issues brilliant service

5
Never had any issues brilliant service Reviewed on: 26th May 2025
Ben G's avatar
Ben G

So easy loads of shops to buy from especially on lin...

5
So easy loads of shops to buy from especially on line and so easy to send money brilliant Reviewed on: 26th May 2025
Deanna hughes 's avatar
Deanna hughes

A Secure and guaranteed payment process.

5
A Secure and guaranteed payment process. Reviewed on: 26th May 2025
D C's avatar
D C

No nonsense

5
No nonsense credit when you need it. Reviewed on: 26th May 2025
maxine a's avatar
maxine a

Reliable and honest

5
I’ve used PayPal for years and have always found them a trustworthy and reliable service to use. All of their fees are provider upfront with no nasty surprises later down the line. Reviewed on: 26th May 2025
Stevie L's avatar
Stevie L

Really good with customer service.

5
Really good with customer service. Net let me down. Excellent credit to use. No issues with online payments. Reviewed on: 26th May 2025
Khalid Q's avatar
Khalid Q

They offer so many buying options.

5
They offer so many buying options, it makes purchasing my next big item so much easier to fit around my income. Love using PayPal, plus you get the added buyer protection. Reviewed on: 26th May 2025
Gary Higgins 's avatar
Gary Higgins

Never had any problems.

5
Never had any problems. Forgot a payment one month, had a call to remind me, very friendly and helpful. Reviewed on: 26th May 2025
Katie G's avatar
Katie G

Easy to navigate the website to use the various feat...

5
Easy to navigate the website to use the various features used in both purchasing goods and services and in turn making pay ments. When I had a problem with an online purchase PayPal helped me obtain a fair resolution with the seller. Reviewed on: 26th May 2025
Wendy's avatar
Wendy

No real customer service.

4
No real customer service....Lots of people from all over the world. Reviewed on: 26th May 2025
cheryl's avatar
cheryl

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