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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181036)

Very convenient credit service.

Very convenient credit service. Transactions and key dates are very visible and easily accessed. Reviewed on: 17th June 2026

PayPal is so easy to use and keep an eye on how much...

PayPal is so easy to use and keep an eye on how much money you spend Reviewed on: 17th June 2026

It's credit via PayPal.

It's credit via PayPal. Easy enough to manage but nothing that makes it stand out. Reviewed on: 17th June 2026

Paypal Credit is well worth it

I have used PayPal Credit for a few years now and it has been an excellent and very convenient facility. The rates are better than alternatives, too, and the Paypal staff are always very efficient and helpful whenever I have had a query. Definitely a facility that everyone can use. Highly recommended. Reviewed on: 17th June 2026

PayPal credit enables me to split payments and avoid...

PayPal credit enables me to split payments and avoid high interest. I have had nothing but positive experiences with PayPal. Reviewed on: 17th June 2026

A good experience with PayPal where I can buy now an...

A good experience with PayPal where I can buy now and pay later and also save me from fraud Reviewed on: 17th June 2026

PayPal Credit

Great to the offered 4 months interest free credit but setting up a direct debit amount and schedule is difficult Reviewed on: 17th June 2026

Easy to use, customer service great if any issue

Easy to use, customer service great if any issues Reviewed on: 17th June 2026

Always happy with PayPal.

Always happy with PayPal.i like the 3 payment option Reviewed on: 17th June 2026

Straightforward and secure

Utilised for several years now and level it offers extra layer of security when I don’t wish to give my bank details online. Overall simple, convenient and effective to use and handy when I want to spread cost of purchases Reviewed on: 17th June 2026

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