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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,251 reviews, last reviewed 23rd Apr 2026
2902000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's definitely been helpful to be able to use PayPa... It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026
Mike's avatar
Mike

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82251)

Easy to use and helpful .

5
Easy to use and helpful . Good pay in 3 options Reviewed on: 26th May 2025
Daniel p's avatar
Daniel p

Always available whenever I have a question or probl...

5
Always available whenever I have a question or problem, they sort it all as soon as they can. Reviewed on: 26th May 2025
Bridget P's avatar
Bridget P

Easy to use

5
The platform is easy to use, especially for everyday transactions. It’s accepted by most online shops, and I like that I don’t need to share my card details with sellers. Transactions are usually quick, and I’ve had positive experiences using their buyer protection when something went wrong with a purchase. Reviewed on: 26th May 2025
Samer Baroudi's avatar
Samer Baroudi

Best of the best

5
None better than PayPal no one else can do this Reviewed on: 26th May 2025
Miran a's avatar
Miran a

Safe and easy to use.

5
Safe and easy to use. Never any issues, and different options on how to pay for products or services. Reviewed on: 26th May 2025
Kathryn's avatar
Kathryn

Helpful in giving time to pay off

4
Helpful in giving time to pay off but only 3 months interest free, could do with longer choices that you can pick like 6, 12, 18, 24, 36, month's etc Reviewed on: 26th May 2025
Stephen W's avatar
Stephen W

Help when needed

5
They helped me to no end with my financial problems Reviewed on: 26th May 2025
Kev C's avatar
Kev C

Really useful

5
Making easier for online shopping Reviewed on: 26th May 2025
E K's avatar
E K

I like paypal services and I have been with them for...

5
I like paypal services and I have been with them for long Reviewed on: 26th May 2025
Amos M's avatar
Amos M

Good service

4
The service is clear and easy to use. Reviewed on: 26th May 2025
Ivan's avatar
Ivan

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