Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 82,285 reviews, last reviewed 23rd Apr 2026
2904700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service are very kind and most of the time,... Customer service are very kind and most of the time, helpful. Reviewed on: 23rd April 2026
Dan's avatar
Dan

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (82285)

Great app, experience, service and commodity.

5
Great app, experience, service and commodity. Reviewed on: 26th May 2025

Found it very easy to use & accessible

4
Found it very easy to use & accessible Reviewed on: 26th May 2025

Amazing borrowing rates and really handy with eBay

5
Amazing borrowing rates and really handy with eBay Reviewed on: 26th May 2025

Great, convenient service, easy to use

4
Great, convenient service, easy to use Reviewed on: 26th May 2025

PayPal credit.

5
I use PayPal credit regularly to spread payments for large purchases, it works out well for me. PayPal used to offer more interest free incentives which is always a bonus, more of this would be nice. Reviewed on: 26th May 2025

It really is easy to use and set up to help users.

5
It really is easy to use and set up to help users. It is my preferred credit spending account now and I would recommend to anyone. Reviewed on: 26th May 2025

Best App Ever

5
Very easy purchasing system, I like few options to choose how I would like to pay , also very quick credit increase system Reviewed on: 26th May 2025

I use PayPal as it’s easy to use l, you can either p...

5
I use PayPal as it’s easy to use l, you can either pay in full, pay in three or PayPal credit and I use all three!! Any issues with the purchases PayPal sort these out. Great service all around Reviewed on: 26th May 2025

Excellent as in information when to pay what to pay...

5
Excellent as in information when to pay what to pay with plenty of time to do so Reviewed on: 26th May 2025

easy to use,thanks for your support

5
good apr,thanks for your support Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review