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PayPal: PayPal Credit reviews

4.90
Based on 82,301 reviews, last reviewed 23rd Apr 2026
2906200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is best Simple and easy and helpful ………. Reviewed on: 23rd April 2026
Haq's avatar
Haq

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82301)

PayPal Credit is a fantastic way to buy products and...

5
PayPal Credit is a fantastic way to buy products and pay over time without any hassle. Their customer service is exceptional, and I highly recommend it. Reviewed on: 26th May 2025

Pay Pal credit are both affordable and convenient wa...

5
Pay Pal credit are both affordable and convenient ways to purchase larger items. And when I have needed to speak to customer services they are always polite and helpful. One drawback is the direct debit for pay in three does not work for PayPal credit Reviewed on: 26th May 2025

I always use PayPal to pay for all goods as it is ea...

5
I always use PayPal to pay for all goods as it is easy and always worth it. Most time interest rate is at zero percent and you can always delay pay long after you get all you want. Reviewed on: 26th May 2025

PayPal could be clearer with what has interest and w...

4
PayPal could be clearer with what has interest and what doesn’t but never had a massive surprise interest payment only 2/3 pound on a months statement most purchases are interest free first or 4 months it’s my go to payment method as prefer to pay with PayPal over putting my bank details on websites mainly used for bulk buying items to save money and pay off over a few months Reviewed on: 26th May 2025

I have been using PayPal to pay for many years

5
I have been using PayPal pay in three and PayPal credit for a number of years and it is so easy to use it has helped me with Christmas, moving homes and when I have been caught out. Reviewed on: 26th May 2025

PayPal are very good and responsible PayPal credit i...

5
PayPal are very good and responsible PayPal credit is monitored too curb excessive spending PayPal always fixs any issues i may have customer service is excellent so queries resolved very easy to use and very helpful Reviewed on: 26th May 2025

Great customer service and easy to get through to so...

5
Great customer service and easy to get through to someone in PayPal. Reviewed on: 26th May 2025

Good deals and easy to use.

5
Good deals and easy to use. 4 months without interest in perfect in my experience. Can be used on most websites and really helpful Reviewed on: 26th May 2025

I love eBay because it eases my budget to pay it wit...

5
I love eBay because it eases my budget to pay it with time Reviewed on: 26th May 2025

I’m with PayPal for the last 5 years I use them a lo...

5
I’m with PayPal for the last 5 years I use them a lot great credit system a great way off guaranteeing my money is safe and the product I am getting is what I expect excellent service Reviewed on: 26th May 2025

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