Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181039 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181039)

All round excellent 100% would recommend to anybody

All round excellent 100% would recommend to anybody Reviewed on: 17th June 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 17th June 2026

It's a customer focused business

It's a customer focused business that is cleverly designed for easy use Reviewed on: 17th June 2026

I have always been more than happy with the service...

I have always been more than happy with the service provided by PayPal both when making purchases and if / when I might have had a situation that needed assistance in getting a resolution. I would highly recommend everyone to have a PayPal account. Thank you for the continued great all round service. Reviewed on: 17th June 2026

4 months interest free period is very good for the p...

4 months interest free period is very good for the purchase over a certain value. PayPal does not always provide the retailers information like Klarna where the spendings are much more transparent and other options available Reviewed on: 17th June 2026

Straight forward and easy.

Straight forward and easy. Nice app Reviewed on: 17th June 2026

Safe, Secure, Reliable payments

I have used this payment method for a few years now and have never had an issue. It makes online purchase payments safe, secure, easy to manage and easily accessible. I wouldn't be without it! Reviewed on: 17th June 2026

My place for paying online retailers, also when shop...

My place for paying online retailers, also when shopping in larger stores where the PayPal sign is displayed. Reviewed on: 17th June 2026

Its just simple and it works

Great payment options and pay in 3 is fantastic Reviewed on: 17th June 2026

Safety when paying for items

I’ve been using Paypal for years, I feel safe when paying through Paypal, also the pay in 3 is excellent also the paypal card is excellent Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub