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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,330 reviews, last reviewed 23rd Apr 2026
2908700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a really great experience with PayPal Credi... I’ve had a really great experience with PayPal Credit so far. It was super easy to get started, and the whole process didn’t take much time at all. I ... Read more Reviewed on: 23rd April 2026
Chandra's avatar
Chandra

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82330)

Always use PayPal, it’s spot on and easy to use, sen...

5
Always use PayPal, it’s spot on and easy to use, send money, receive money and also use the credit to pay for more expensive things Reviewed on: 26th May 2025
Natalie D's avatar
Natalie D

Great service

5
I borrowed some money to buy a laptop, the money was granted quickly and easily. I added to the loan over the course of the year. I paid the loan off within the 0% interest free timeframe and was able to change monthly payments with ease. I’d recommend and will definitely use the service again Reviewed on: 26th May 2025
Chris Bradley's avatar
Chris Bradley

Easy to use and highly recommend

5
Easy to use and highly recommend Reviewed on: 26th May 2025
Angharad 's avatar
Angharad

I use PayPal for security.

5
I use PayPal for security. Their support is exceptional Reviewed on: 26th May 2025
Sue E's avatar
Sue E

Safe pay & super flexible

5
I’ve used PayPal for years and love how I can be flexible with payments and that it keeps my money protected Reviewed on: 26th May 2025
Emily's avatar
Emily

Easy to use and update on statement.

5
Easy to use and update on statement. Reviewed on: 26th May 2025
Tolulope 's avatar
Tolulope

It easy to navigate and everything was clear.

5
It easy to navigate and everything was clear. Reviewed on: 26th May 2025
Nasreen Iqbal's avatar
Nasreen Iqbal

Great credit schemes.

5
Great credit schemes and easy to speak to someone. Reviewed on: 26th May 2025
Mark H's avatar
Mark H

Excellent credit facility.

5
Excellent credit facility. PayPal credit and pay in 3, two very helpful services offered. Secure and professional online service. Used many times. Reviewed on: 26th May 2025
Sarah 's avatar
Sarah

Excellent paypal

5
Good and easy used and safe. I like use paypal credit Reviewed on: 26th May 2025
Evelin's avatar
Evelin

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