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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Paypal credit gives you extra time to pay for items...

Paypal credit gives you extra time to pay for items that you want. Not everyone can afford to buy things they want outright, especially with the cost of living nowadays. Everyone needs a treat and Pay pal credit allows you to do this and gives you 4 months to pay without any interest. You can also set your own limmts, so spot on! Reviewed on: 17th June 2026

Always there in the background a good safety net esp...

Alwsys there in the background a good safety net especially when things go wrong or to cover the unexpected. Reviewed on: 17th June 2026

A great facility to help spread payments and to keep...

A great facility to help spread payments and to keep the cost of credit low. Excellent Company and excellent facility! Reviewed on: 17th June 2026

I am very happy with PayPal Credit.

I am very happy with PayPal Credit. The application process was simple and straightforward, and the account is easy to manage online. Payments are clear and convenient, and I have had a positive experience using the service. Overall, I find PayPal Credit reliable and would recommend it to others looking for a flexible payment option Reviewed on: 17th June 2026

I think PayPal is brilliant, especially with the buy...

I think PayPal is brilliant, especially with the buy now pay later! Reviewed on: 17th June 2026

Long time user, non biased review

Been with PayPal credit for 10 years + always found them to be fast to action all processes and really easy to speak to customer services when needed. Always get emails when any action needed and always fully clear. Reviewed on: 17th June 2026

Very user friendly experience.

Very user friendly experience. Easy to use and handy for everyday purchases Reviewed on: 17th June 2026

I love using Paypal, it's so easy to use and gives y...

I love using Paypal, it's so easy to use and gives you plenty of different options Reviewed on: 17th June 2026

Easy to log into Paypal account.

Easy to log into Paypal account. There are several options to pay for goods which is always excellent. Reviewed on: 17th June 2026

Find paypal an excellent option for purchase of a gr...

Find paypal an excellent option for purchase of a great variety of items, personally used for purchases ranging from coffee to flight tickets. Will always use again. Reviewed on: 17th June 2026

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