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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,407 reviews, last reviewed 23rd Apr 2026
2915900% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good just could do with a number to speak to a... Very good just could do with a number to speak to a person rather than all bots and messaging all the time Reviewed on: 23rd April 2026
Paul Rumbelow's avatar
Paul Rumbelow

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82407)

PayPal is always my go to, it’s so secure and fast a...

5
PayPal is always my go to, it’s so secure and fast and trustworthy Reviewed on: 26th May 2025
Crystal B's avatar
Crystal B

Great scheme

5
It’s so handy and easy to use. I can budget for more expensive items and spread the cost without having to worry about interest. I can log on easily to keep an eye on my account. Paying the bill is easy too. Reviewed on: 26th May 2025
Louise W's avatar
Louise W

I used PayPal and get a great service

5
I have been using PayPal for many years. I utilise the pay in three features which helps me manage larger purchases. When I have had issues with a seller, PayPal got the issue resolved quickly. There are other providers but would not think about changing Reviewed on: 26th May 2025
Simon F's avatar
Simon F

PayPal has been my go-to payment method for years.

5
PayPal has been my go-to payment method for years. Whether I'm shopping online, sending money to friends, or getting paid for freelance work, it's always fast and reliable. I really appreciate the extra layer of security it offers – I never have to share my card details directly with sellers. The app is user-friendly, and the purchase protection gives me peace of mind. I also like how easy it is to track my spending. Overall, PayPal makes managing money online simple and stress-free Reviewed on: 26th May 2025
Rachel Hall's avatar
Rachel Hall

straight forward process, non hidden costs and simpl...

5
straight forward process, non hidden costs and simple to obtain Reviewed on: 26th May 2025
Michael J's avatar
Michael J

Easy to use and apply for when I need it

5
Easy to use and apply for when I need it. It’s great being able to get things interest free or buy now and pay later. Helps with finances and managing payments. Reviewed on: 26th May 2025
Gareth R's avatar
Gareth R

It helps.

4
It helps when needed. Easy to use. Reviewed on: 26th May 2025
Andrea Greaves's avatar
Andrea Greaves

Great customer service

5
Whenever I speak to the support team they are professional and helpful. Reviewed on: 26th May 2025
Kedist S's avatar
Kedist S

I always use PayPal for online purchases.

5
I always use PayPal for online purchases. It gives me peace of mind and makes me feel financially safe and secure. When I have had reason to get in touch they've always been knowledgeable and professional. Twice they have been successful in getting my money back for bad online purchases. I give then 10/10 across the board. Reviewed on: 26th May 2025
Gail Rea's avatar
Gail Rea

Really helpful staff whenever I need to call really...

5
Really helpful staff whenever I need to call really easy to use stress free easy bite size payments love the pay in 3 Reviewed on: 26th May 2025
Emma 's avatar
Emma

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