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PayPal: PayPal Credit reviews

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4.90
Based on 82,510 reviews, last reviewed 23rd Apr 2026
2925400% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick safe transactions Easy to use with quick safe transactions and the ability to spread your spend over three payments for free. Reviewed on: 23rd April 2026
Robert Foster's avatar
Robert Foster

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82510)

Easy and accepted lots of places

5
Easy and accepted lots of places Reviewed on: 26th May 2025
Michael T's avatar
Michael T

Super, so easy!

5
Super easy, variable options for buying. No hidden charges.. Reviewed on: 26th May 2025
Anna Jot's avatar
Anna Jot

If you do not have PayPal then YOU NEED TO GET IT.

5
PayPal is swift and easy, I literally can’t live without it!!! I enjoy the PayPal credit 0% finance for 4 months. Easy to navigate too. Reviewed on: 26th May 2025
florencesj's avatar
florencesj

PayPal helps us organise our finances month by month...

5
PayPal helps us organise our finances month by month and means we are able to keep our transactions secure. Reviewed on: 26th May 2025
Jon's avatar
Jon

PayPal credit is like a lifeline, it takes your worr...

5
PayPal credit is like a lifeline, it takes your worries away. Gives you a breathing space financially Reviewed on: 26th May 2025
MChua's avatar
MChua

Excellent trust service

4
Easy to use and money back guaranteed Reviewed on: 26th May 2025
Rukky 's avatar
Rukky

Makes larger purchases more manageable

5
PayPal Credit has been really easy to use and keep track of the spending. I especially appreciate the PayPal pay in 4 months - it has made making larger purchases much easier. Where possible it is my preferred way to pay! Reviewed on: 26th May 2025
I R's avatar
I R

Fast efficient way to pay for goods from different r...

5
Fast efficient way to pay for goods from different retailers. Reviewed on: 26th May 2025
Keith N's avatar
Keith N

Equipment failure

5
I had a piece of equipment fail on me and was able to get a replacement quickly with the help of pay pal credit as fund was low at the time. Reviewed on: 26th May 2025
Nicholas 's avatar
Nicholas

Okay, does what you would expect.

5
Okay, does what you would expect. Reviewed on: 26th May 2025
Steven H's avatar
Steven H

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