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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Easy to use and convenient to pay with, especially t...

Easy to use and convenient to pay with, especially the pay in 3 and the 4monts interest free..love it!! Reviewed on: 17th June 2026

Brilliant service, always quick to help

Brilliant service, always quick to help Reviewed on: 17th June 2026

Excellent way to spend when budget is low.

Excellent way to spend when budget is low. I feel safe when I purchase goods. Any problems I have are dealt with swiftly. Thank you Reviewed on: 17th June 2026

Always fast efficient reliable, my go to method of p...

Always fast efficient reliable, my go to method of payment when I can Reviewed on: 17th June 2026

Great experience

Have not experienced any issues with using PayPal /paypal credit, overall I’ve had a great experience and think it’s a great way to make things more affordable for me personally. I would recommend to a friend, I also think this is a better alternative to a credit card. The pay over 4 months with 0% interest charge is a great incentive. Reviewed on: 17th June 2026

Easy to use.

Easy to use. Good app. Simple and clear Reviewed on: 17th June 2026

App very easy to use .

App very easy to use . Have great cards Reviewed on: 17th June 2026

Convenient and reliable credit service

I have been using PayPal Credit for a while now and I am very satisfied. The 0% interest offer for 4 months on purchases over £99 is incredibly useful. The management via the app is straightforward, payments are easy to set up, and I haven't faced any issues so far. Highly recommend for managing larger purchases. Reviewed on: 17th June 2026

It’s very good service i am satisfied

It’s very good service i am satisfied Reviewed on: 17th June 2026

Greatcservie at yiur finger tips

Great service at your finger tips Reviewed on: 17th June 2026

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