Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

View other PayPal products

4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181040)

Paypal is so easy to use and excellent

Paypal is so easy to use and excellent Reviewed on: 17th June 2026

No stress with PayPal

Paypal is convenient, safe and hassle-free. It offers various terms of payment for your convenience, it could be interest-free if you pay on time as well. You could earn rewards that you can use to buy stuff and get big discounts too! Reviewed on: 17th June 2026

There is nothing that they won’t help you with, exce...

There is nothing that they won’t help you with, excellent customer service and always there to help Reviewed on: 17th June 2026

Simple, Super Quick, No Hassle Pay Back

Simple, Super Quick, No Hassle Pay Back Reviewed on: 17th June 2026

Flexible payments, easy to access, competitive rates.

Flexible payments, easy to access, competitive rates. Makes paying online very user friendly. Also very handy for transferring money to family and friends. Reviewed on: 17th June 2026

Gives me flexibility when purchasing more expensive...

Gives me flexibility when purchasing more expensive items Reviewed on: 17th June 2026

It's easy to use and has helped me to space out paym...

It's easy to use and has helped me to space out payments Reviewed on: 17th June 2026

Good provider,can easily access when you have online...

Good provider,can easily access when you have online shopping Reviewed on: 17th June 2026

A really helpful credit tool

PayPal credit is a really helpful credit tool and they always ensure I am only borrowing what I can afford Reviewed on: 17th June 2026

PayPal credit has high interest rates and hidden fee...

PayPal credit has high interest rates and hidden fees that are hard to know before you’ve purchased don’t recommend Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub