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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Unbelievable service and product.

5
Unbelievable service and product... works with everything Reviewed on: 17th June 2026

When Increasing my payment they cancelled the old pa...

4
When Increasing my payment they cancelled the old payment then charged me for a missed payment and affected my credit rating. I timed the increase at the wrong time. They need to fix this Reviewed on: 17th June 2026

A lifesaver when I needed it most

5
PayPal Credit has been one of the best financial tools I have used. It gave me the flexibility to make important purchases when I needed them without putting pressure on my monthly budget. The application process was quick, managing payments is straightforward, and everything is clearly displayed. It has helped me spread costs responsibly and has given me peace of mind when unexpected expenses came up. I would definitely recommend PayPal Credit to anyone looking for a flexible and reliable way to manage purchases. Reviewed on: 17th June 2026

Always had good service from PayPal, never had an is...

5
Always had good service from PayPal, never had an issue. Reviewed on: 17th June 2026

Must use

5
best credit card to my experience Reviewed on: 17th June 2026

Easier online purchases

5
Makes online purchases really easy and the app keeps you well informed about your account. Reviewed on: 17th June 2026

no problems ,easy to send /recieve money.

4
no problems ,easy to send /recieve money. makes paying easy with 1 tap Reviewed on: 17th June 2026

At a time when I needed a little purchase, but didnt...

5
At a time when I needed a little purchase, but didnt have the funds, PayPal Credit has come to the rescue. Reviewed on: 17th June 2026

PayPal : Payments, Prevention and Protection.

5
The security offered by PayPal, together with its wide acceptance across most electronic transactions. Reviewed on: 17th June 2026

Paypal creid is easy to work out

5
Paypal creid is easy to work out Reviewed on: 17th June 2026

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