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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,760 reviews, last reviewed 23rd Apr 2026
2947900% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Clear and simple to understand Always there when needed and so clear and simple to understand Reviewed on: 23rd April 2026
Julie t's avatar
Julie t

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82760)

Use paypal everday ,excellent service

5
Use paypal everday ,excellent service Reviewed on: 26th May 2025
Gavin H's avatar
Gavin H

Easy and secure, i use this service for all my onlin...

5
Easy and secure, i use this service for all my online payments Reviewed on: 26th May 2025
Shaheen Y's avatar
Shaheen Y

Never had an issues with paypal, Interest is a littl...

5
Never had an issues with paypal, Interest is a little high but otherwise good. Reviewed on: 26th May 2025
Fi R's avatar
Fi R

Simple, quick and understandable

5
Simple, quick and understandable Reviewed on: 26th May 2025
RiJ's avatar
RiJ

Never had any hassle with PayPal.

5
Never had any hassle with PayPal. Very good service, safe and easy. Which gives you peace of mind when using your money. The app is also very helpful way of keeping track of everything and it’s also very easy to use which is great. Reviewed on: 26th May 2025
Lee C's avatar
Lee C

always had good response if things are wrong.

5
always had good response if things are wrong. Have got refunds easily when goods haven't been received etc Reviewed on: 26th May 2025
Pam N's avatar
Pam N

Good service and safe and very handy when u want to...

5
Good service and safe and very handy when u want to buy something on credit Reviewed on: 26th May 2025
Asim f's avatar
Asim f

I choose to use PayPal for online transactions

5
I choose to use PayPal for almost all my online transactions. If I see a company uses PayPal I feel much more confident in making a purchase because I know PayPal has my back. Much more comfortable making online purchases with out having to put my card or banking details through every purchase. I’ve never had any problems when using PayPal. Reviewed on: 26th May 2025
Kimberly N's avatar
Kimberly N

Happy and Satisfied!

4
I’m very satisfied the 4 months to pay to interest… Reviewed on: 26th May 2025
Rodel R's avatar
Rodel R

Excellent service

5
I had an issue with my PayPal account and after contacting them the issue was resolved super quick. Reviewed on: 26th May 2025
Kat's avatar
Kat

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