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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

PayPal is the best!

PayPal is the best! Safest way to pay and offers a variety range of schemes and payment options. Reviewed on: 17th June 2026

Hassle free borrowing , always straight foward

Hassle free borrowing , always straight foward Reviewed on: 17th June 2026

When I ordered something by mistake.

One time, I made a mistake when ordering something, spoke to PayPal and they took care of everything. Got my money back with no hassle. Reviewed on: 17th June 2026

Interest free buffer

Great for spreading costs interest free over a few months Reviewed on: 17th June 2026

Love the pay in 3!

Love the pay in 3! I use this often especially Christmas time, so glad to see it back as an option Reviewed on: 17th June 2026

Excellent customer service and very safe to use best...

Excellent customer service and very safe to use best online payment method by far Reviewed on: 17th June 2026

Credit where its needed

I use PayPal for nearly every onl8ne transaction PayPal credit has been a lifesaver getting things i needed Reviewed on: 17th June 2026

I love paypal credit as it helps me buy larger value...

I love paypal credit as it helps me buy larger value items and spread the cost over a period of time. Im able to see in my account what i have paid and what i owe. There is no or little interest added on like some other credit providers. Reviewed on: 17th June 2026

Always offered an interest free rate and the payment...

Always offered an interest free rate and the payments are simple. Managed easily through my account. i like that PayPal has an extra layer of protection over my own current account; I don’t need to give vendors my card details, so it also gives me peace of mind when buying online. Reviewed on: 17th June 2026

It’s easy and very handy,...

It’s easy and very handy, and I like that it doesn’t seem to mind that I only pay the minimum back most of the time. Indiscriminate in that way Reviewed on: 17th June 2026

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