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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82888 reviews)

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4.90

Based on 82,888 reviews, last reviewed 23rd Apr 2026

2959700% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

When I was having the financial worse scenario paupa... When I was having the financial worse scenario paupal was the ultimate solution and the best Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82888)

Helped me with I really needed the cash, washing mac...

Helped me with I really needed the cash, washing machine and was able to paypal credit with been a determent to my budget Reviewed on: 26th May 2025

Easy to use and convenience, great deal and can use...

Easy to use and convenience, great deal and can use in many shops Reviewed on: 26th May 2025

Friendly

Quick & easy to use with friendly service Reviewed on: 26th May 2025

Easy, great options available and can use most plac...

Easy, great options available and can use most places online, would highly recommend Reviewed on: 26th May 2025

Great customer service are so helpful and quick

Great customer service always helpful and friendly and fast at contacting and then resolving issues and so accommodating if you’re struggling Reviewed on: 26th May 2025

Convenient

The interest rates are high so I am happier when my balance is low but it’s definitely not the highest option and so convenient to use Reviewed on: 26th May 2025

I'va beed with PayPal for years now and I am satisfied.

I'va beed with PayPal for years now and I am satisfied. When shopping online, always paying with the Paypal if there is an option, because feel safer with it. Reviewed on: 26th May 2025

Can't praise PayPal highly enough.

Can't praise PayPal highly enough. Excellent customer service. Obtaining refunds or queries with vendors, PayPal solve the issue quickly and efficiently. Their agents are always courteous and knowledgeable. Reviewed on: 26th May 2025

I am very happy with the service they provide.

I am very happy with the service they provide. Reviewed on: 26th May 2025

10/10 well done

10/10 nothing more needed to say Reviewed on: 26th May 2025

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