Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

View other PayPal products

4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181040)

A safe and secure way to pay

I have always found PayPal a safe and secure way to pay, it’s very helpful if you have a problem with a seller, it’s especially helpful if you want to pay over 3 or 4 months, I use PayPal for shopping on line, it’s the best way to pay Reviewed on: 17th June 2026

Great payment method

Easy to use and majority of merchants use the product Reviewed on: 17th June 2026

Easy to use and navigate the app.

Easy to use and navigate the app. 0% for 4 months is great for those more expensive items but if it's hard to remember payment dates PayPal also offer the pay in 3 so theres plenty of choice Reviewed on: 17th June 2026

Fantastic service would recommend to everyone I know

Fantastic service would recommend to everyone I know Reviewed on: 17th June 2026

Fast , reliable and safe- all the transactions are s...

Fast , reliable and safe- all the transactions are secure and easy to access. Reviewed on: 17th June 2026

Easy to apply for, easy to manager in the App, great...

Easy to apply for, easy to manager in the App, great real time information. Reviewed on: 17th June 2026

Fast service .

Fast service .Good for credit when have unexpected bills Reviewed on: 17th June 2026

Paypal always there to help

The service that PayPal gives is excellent and when you need to help family and friends in other countries transfer funds to help them is fast and efficient Reviewed on: 17th June 2026

I haven't experienced it yet but I'm getting more co...

I haven't experienced it yet but I'm getting more confident about it since it's been approved in our country Reviewed on: 17th June 2026

I find the app really useful and easy to use.

I find the app really useful and easy to use. The four months of interest free credit on the credit card is fantastic! Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub