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PayPal: PayPal Credit reviews

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4.90
Based on 82,970 reviews, last reviewed 23rd Apr 2026
2967000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay-pal It’s the best for spending money. Pay-pal It’s the best for spending money. Reviewed on: 23rd April 2026
Gurkan Demirtas 's avatar
Gurkan Demirtas

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82970)

I have had a great experience each time I’ve used Pa...

5
I have had a great experience each time I’ve used PayPal. I feel safer using PayPal for some of my purchases. It’s great to have different payment options such as pay-in-3 and PayPal credit. The process is simple and I highly recommend using their services. Reviewed on: 27th May 2025
Jo M's avatar
Jo M

Efficient service, easy to use and reliable

5
Efficient service, easy to use and reliable Reviewed on: 27th May 2025
Jeanine HA's avatar
Jeanine HA

The best app I use for everything

5
The best app I use for everything Reviewed on: 27th May 2025
Peter K's avatar
Peter K

Being a Paypal credit customer is more convenient to...

5
Being a Paypal credit customer is more convenient to use or pay at online shopping, sending money and receiving payments. The user interface is simple, and transactions are generally fast and secure. There are many other benefits available with Paypal credit. Reviewed on: 27th May 2025
Neil M's avatar
Neil M

Never had an issue

5
PayPal credit so easy and small payments needed each month Reviewed on: 27th May 2025
Ashley b's avatar
Ashley b

Great Additional Service

5
Easy to access and use. Great to have this option in addition to Paypal account ! Reviewed on: 27th May 2025
karen samuel's avatar
karen samuel

I think is helpful to have a pay pal

5
I think is helpful to have a pay pal Reviewed on: 27th May 2025
Oana A's avatar
Oana A

Flawless and quick to make application.

5
Flawless and quick to make application. Rate of interest is entirely reasonable. Reviewed on: 27th May 2025
Andrew Nicolaou's avatar
Andrew Nicolaou

Ease of use

4
PayPal credit gives the flexibility and security in making payments online. Everything I have had an issue, it had been resolved efficiently. Reviewed on: 27th May 2025
Maggie's avatar
Maggie

Great company

5
Great company to do business with Reviewed on: 27th May 2025
Reg Taylor's avatar
Reg Taylor

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