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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Experience in buying or resolving issues

Experience in buying or resolving issues Reviewed on: 17th June 2026

Easy payments

Allows me to buy expensive purchases and spread it into affordable monthly payments, great service Reviewed on: 17th June 2026

very secure.

Never had an issue, very secure. Reviewed on: 17th June 2026

Excellent service Never had any problems, very good...

Excellent service Never had any problems, very good service Reviewed on: 17th June 2026

It’s good to a point

It’s good to an extent, especially for larger purchases and it can now be used in more places but just make sure you pay everything before the fees otherwise you’ll never get rid. Reviewed on: 17th June 2026

Easy to get it, its psyhologically easier to pay in...

Easy to get it, its psyhologically easier to pay in several month rather than to pay in one payment. Reviewed on: 17th June 2026

Never had any problems using PayPal.

Never had any problems using PayPal. Always make sure I can use PayPal before I make purchase, then I use PayPal unless it's not avaliable. Then I won't purchase unless I'm sure it's a secure shopping site. Reviewed on: 17th June 2026

very easy to use and very safe

very easy to use and very safe and the only way i will pay for things on line Reviewed on: 17th June 2026

Reliable, surprising and easy

I knew about PayPal since more than a decade ago. PayPal credit came to me very surprisingly when I was trying to make an online payment. I really find PayPal is super easy. Reviewed on: 17th June 2026

I enjoy using PayPal it’s great

I enjoy using PayPal as I have used it for many years now Reviewed on: 17th June 2026

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