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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,054 reviews, last reviewed 23rd Apr 2026
2974700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interface and consumer protection Excellent interface and consumer protection Reviewed on: 23rd April 2026
Gary S's avatar
Gary S

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83054)

PayPal has pulled me out of financial holes and help...

5
PayPal has pulled me out of financial holes and helped me over come financial challenges. Reviewed on: 27th May 2025
Joanne B's avatar
Joanne B

It is easy to use and great value of credit.

5
It is easy to use and great value of credit. Easy to navigate on app and full transparency. Reviewed on: 27th May 2025
Iuliana R's avatar
Iuliana R

Fast reliable payment service.

5
Fast reliable payment service. Easy to use. Helps spread payments. Reviewed on: 27th May 2025
Sgmacs's avatar
Sgmacs

VERY GOOD.

5
VERY GOOD. NO PROBLEMS AS LONG AS MINIMUM PAYMENTS ARE MADE OR EVEN A LITTLE EXTRA. Reviewed on: 27th May 2025
ARTHUR C's avatar
ARTHUR C

Have never had issues with PayPal Credit; the app is...

5
Have never had issues with PayPal Credit; the app is great and information provided on credit is excellent with many options to manage. Reviewed on: 27th May 2025
SH's avatar
SH

It's a very useful service, which is also accepted b...

5
It's a very useful service, which is also accepted by the majority of retailers. Reviewed on: 27th May 2025
Gareth R's avatar
Gareth R

Always a handy backup and easy to apply for.

5
Always a handy backup and easy to apply for. Reviewed on: 27th May 2025
Sarah S's avatar
Sarah S

Perfect, everything works with no problems

5
Perfect, everything works with no problems Reviewed on: 27th May 2025
Steve Eager's avatar
Steve Eager

Convinient and quick approval.

4
Convinient and quick approval. Decent payment schedule. Reviewed on: 27th May 2025
Shaki I's avatar
Shaki I

Good to use

5
Easy to manage and easy to make the payments and the security of paypal is really good Reviewed on: 27th May 2025
John Nelfory's avatar
John Nelfory

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