Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,150 reviews, last reviewed 23rd Apr 2026
2983500% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really happy that I have Paypal Credit. Really happy that I have Paypal Credit. It makes it easier to buy things quickly especially using the interest free options. Transactions always goes ... Read more Reviewed on: 23rd April 2026
Jax's avatar
Jax

Latest lowest rating:

1

PayPal I can’t trust now I transferred £10 to my pay... PayPal I can’t trust now I transferred £10 to my pay pal account and on 3 seperate occasions it transferred £210 no explanation just did it even thoug... Read more Reviewed on: 23rd April 2026
Daz H's avatar
Daz H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83150)

Easy to use and very reliable and safely to buy and...

5
Easy to use and very reliable and safely to buy and sell. Using PayPal credit are excellent. I use PayPal very often and more like a bank but no interest. Reviewed on: 27th May 2025

Not so hot now .

1
You do not respond to requests for a statement of my credit account despite numerous and varied methods Reviewed on: 27th May 2025

It Is That Easy

5
it is just easy, I like the fact there's an actual call centre and that it works with any online site. Reviewed on: 27th May 2025

Very friendly and very helpful service,very trustwor...

5
Very friendly and very helpful service,very trustworthy and reliable company ,go out of their way to help in any situation, and do everything in their power to help Reviewed on: 27th May 2025

Absolutely seamless and genuinely helpful

5
Absolutely seamless and genuinely helpfull Reviewed on: 27th May 2025

I’ve used PayPal regularly for online shopping

5
I’ve used PayPal regularly for online shopping basically for the 0% and also for the security it offers Reviewed on: 27th May 2025

Very good

5
Very good , excellent , I'm glad about it.. Reviewed on: 27th May 2025

I trust PayPal

5
I trust PayPal when it comes to protecting my accounts because they double check and confirm my identity using different methods before every transaction. This shows me that gaining access to my account does not automatically mean one has access to my money Reviewed on: 27th May 2025

PayPal it's the easiest way to pay the items I bought.

5
PayPal it's the easiest way to pay the items I bought. Reviewed on: 27th May 2025

Easy to use and manageable, useful if you need that...

4
Easy to use and manageable, useful if you need that bit of extra credit and time for your purchase Reviewed on: 27th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review