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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Paypal is a very safe and convenient way to pay with...

Paypal is a very safe and convenient way to pay with Pay in three and Paypal credit options available Reviewed on: 17th June 2026

I have always found the 3month interest free great,i...

I have always found the 3month interest free great,it is easy to set up,I will always use PayPal for buying . Reviewed on: 17th June 2026

paypal is great it effeicent and helps with big orders

paypal is great it effeicent and helps with big orders Reviewed on: 17th June 2026

Content PayPal customer

Great app, easy to navigate. I always get sent money via PayPal by friends. Highly recommend Reviewed on: 17th June 2026

Paypal offers many easy payment options

Paypal offers many payment options, short term and longer, easy to budget because everything is explained clearly upfront. I understand payments are allocated to outstanding transactions with the highest interest first, however this is not necessarily the best option: because this entails a 24 month agreement with lowest monthly repayments is settled first.!?? Sometimes having lowest monthly repayments is a distinct advantage when budgeting etc. Reviewed on: 17th June 2026

Fabulous

Website very easy to use, had to call customer service as I didn't understand something & they were extremely helpful Reviewed on: 17th June 2026

PayPal credit

I’ve been using PayPal credit now for over two years I’ve found then useful in spreading the cost of some of the more expensive things I required. The few times I have had contact with customer service have been pleasant and relaxed. Reviewed on: 17th June 2026

Awesomeness

They are so quick and easy to use , helpful and a money life saver Reviewed on: 17th June 2026

There are major flaws in the direct debit system, th...

There are major flaws in the direct debit system, they say they will collect a payment on one day but dont take it till a week later Reviewed on: 17th June 2026

Very easy to use with options.

Very easy to use and with payment options. Brilliant! Reviewed on: 17th June 2026

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