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PayPal: PayPal Credit reviews

4.90
Based on 83,238 reviews, last reviewed 23rd Apr 2026
2991200% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's nice useful and convenient. It's nice useful and convenient. Helpful for everyday purchases Reviewed on: 23rd April 2026
Billal Hussain's avatar
Billal Hussain

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83238)

It’s a very secure way to make payments and transfer...

5
It’s a very secure way to make payments and transfer money Reviewed on: 27th May 2025

Mostly good, but I got ripped off by an app company...

5
Mostly good, but I got ripped off by an app company recently and PayPal didn't back me up. Which was disappointing. I almost closed my account because of it. Reviewed on: 27th May 2025

Easy to use

5
I’ve never had a problem with PayPal. It’s easy to use. Reviewed on: 27th May 2025

PayPal is number 1

5
Always there when I need it and I feel very safe using Paypal Reviewed on: 27th May 2025

Great service, helping to manage budget

5
Great service, helping to manage budget Reviewed on: 27th May 2025

Easy to use and helps you buy stuff that's alot of m...

5
Easy to use and helps you buy stuff that's alot of money and gives you time to pay it off Reviewed on: 27th May 2025

The 4 months interst free credit and the pay in 3 ar...

5
The 4 months interst free credit and the pay in 3 are an asset to my purchasing power and flexibility to pay. Reviewed on: 27th May 2025

Very convenient and fast online payment f

5
Very convenient and fast online payment Reviewed on: 27th May 2025

Very easy to complete transaction, clear instruction...

5
Very easy to complete transaction, clear instructions and payment scheme explained. Reviewed on: 27th May 2025

Customer Service Excellent

5
Customer Service deal with issues swiftly & quickly get things resolved and quicker than anyother company's which really impressed me. You have total peace of mind and treated with respect Reviewed on: 27th May 2025

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