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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,332 reviews, last reviewed 23rd Apr 2026
3000400% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience, brilliant for saving money Excellent experience, brilliant for saving money Reviewed on: 23rd April 2026
Hristo K's avatar
Hristo K

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83332)

Used PayPal credit for years, great service.

5
Used PayPal credit for years, great service. Pay in 3 really helps you out. Reviewed on: 27th May 2025
Ian R's avatar
Ian R

Just simple and great

5
PayPal his very simple to use and great Customer support when I needed assistance with a purchase that I made. They do make the process or buying stuff on credit very easy. Reviewed on: 27th May 2025
Sihow's avatar
Sihow

Easy to understand.

5
Everything that PayPal helped me with, it's definitely easy to understand what to do with the problem and payments Reviewed on: 27th May 2025
Geoffrey L's avatar
Geoffrey L

Perfect and hassle free

5
I've been using PayPal for several years now, and it continues to be my go-to platform for online payments and money transfers. The interface is clean and easy to navigate, and transactions are processed quickly and securely. I especially appreciate the buyer protection feature, which gives me peace of mind when shopping online. PayPal’s integration with various websites and apps makes checkout incredibly convenient, and I love that I can link multiple bank accounts and cards for added flexibility. Their customer service has been responsive and helpful whenever I’ve had a question or concern. Overall, PayPal is a reliable and trustworthy service that I highly recommend for both personal and business use. Reviewed on: 27th May 2025
Alessandro T's avatar
Alessandro T

VERY UNDERSTANDING TEAM.

5
VERY UNDERSTANDING TEAM. FLEXIBLE OPTIONS AND PRODUCTS TO CHOOSE FROM Reviewed on: 27th May 2025
Sam Njoku's avatar
Sam Njoku

Simple to use, easy application, kept updated on tra...

5
Simple to use, easy application, kept updated on transactions Reviewed on: 27th May 2025
Andrew W's avatar
Andrew W

4months interest free credit is very flexible when p...

5
4months interest free credit is very flexible when planning purchases v income. Good communication regarding outstanding balance and when payment is due. Reviewed on: 27th May 2025
Gareth E's avatar
Gareth E

Paypal is easy to navigate and easy to use.

5
Paypal is easy to navigate and easy to use. I always know where I stand with money and payments. Reviewed on: 27th May 2025
Kerry R's avatar
Kerry R

PayPal has it all

5
PayPal is easy to use, clever features like splitting costs with others, easy to send money to other people without the need for bank details and no fees. I also enjoy the pay in 3 and credit features. It has become one of my most use pay functions Reviewed on: 27th May 2025
Melissa B's avatar
Melissa B

Have no problem with the service is excellent and sa...

5
Have no problem with the service is excellent and save with my money when ordering things 10 out 10 again excellent customer service Reviewed on: 27th May 2025
raymond c's avatar
raymond c

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