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PayPal: PayPal Credit reviews

4.90
Based on 83,420 reviews, last reviewed 23rd Apr 2026
3008700% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great useable. Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026
Samuel B's avatar
Samuel B

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026
MattL's avatar
MattL

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83420)

Easy to use and easy to use and safe way to pay

5
I have been using PayPal for years now and have never had a problem. Reviewed on: 27th May 2025

Very easy to use

5
Very easy to use, convenient and Customer Service always on hand to help Reviewed on: 27th May 2025

easy to use

5
Paypal has been very easy to use Reviewed on: 27th May 2025

I always use PayPal as I feel protected

5
I always use PayPal as I feel protected Reviewed on: 27th May 2025

A little more headroom.

5
Always there when you need it, if you’re shopping on line and worried about your details being hacked, PayPal gives you that security. Reviewed on: 27th May 2025

Amazing service

5
Always a great service with PayPal, so easy to use. Never any complications. Reviewed on: 27th May 2025

5 Stars!

5
I’ve used a handful of times and think it’s a great offering. One that keeps me as a loyal customer. Reviewed on: 27th May 2025

A very convenient way of paying, widely accepted wit...

5
A very convenient way of paying, widely accepted with the reassurance that if things go wrong PayPal has my back Reviewed on: 27th May 2025

Always very handy to use when needed.

5
Always very handy to use when needed. It’s easy to keep on top of each month with payment reminders. Reviewed on: 27th May 2025

Would like the statements to be clearer

5
Would like the statements to be clearer , to show which purchase the payments are being put against . but overall I am happy with the service .? Reviewed on: 27th May 2025

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