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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181041)

Good experience love the pay later

5
Good experience love the pay later Reviewed on: 17th June 2026

Good all-rounder

5
Never had any issues, customer service is great and value the ability to use pretty much anywhere. Reviewed on: 17th June 2026

Good good good good

4
Good good good good good good good Reviewed on: 17th June 2026

Paypal Credit helps me so ALOT

5
Paypal Credit helps me so much pay me certain bills when I am unable to cover it instantly Reviewed on: 17th June 2026

Paypal Credit

5
Very good easy to pay for things no hassle brilliant Reviewed on: 17th June 2026

I have been using PayPal for long time always been e...

5
I have been using PayPal for long time always been excellent Reviewed on: 17th June 2026

Only used once, seems great apart from being unable...

5
Only used once, seems great apart from being unable to link my bank for a Dd Reviewed on: 17th June 2026

I have been using paypal for years and would continu...

5
I have been using paypal for years and would continue to use paypal. I use it to pay my Netflix bill and its my staple payment for online orders which I regularly do, honestly cant do without paypal. Reviewed on: 17th June 2026

PayPal credit is really easy to use and has good int...

5
PayPal credit is really easy to use and has good interest rates. Convenient for online ordering especially Reviewed on: 17th June 2026

easy to use, clear application.

5
easy to use, clear application. Easy process Reviewed on: 17th June 2026

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