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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180975 reviews)

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4.73

Based on 180,974 reviews, last reviewed 20th Jul 2026

233% increase in 5 star reviews

in the past 90 days

287% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Convenient form of payment especially when there is... Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180975)

Well worth using

Has always been there when needed Reviewed on: 17th June 2026

One time I called customer services was super helpfu...

One time I called customer services was super helpful and sort out my query Reviewed on: 17th June 2026

PayPal is a must have application

PayPal is a must have application Reviewed on: 17th June 2026

convenient 4 months interest free credi...

Very convenient and the 4 months interest free credit really helps Reviewed on: 17th June 2026

Easy, handy and efficient way of making payments an...

Easy, handy and efficient way of making payments and buying online. Reviewed on: 17th June 2026

PayPal plus is so simple to use

PayPal plus is so simple to use. I am saving up my points to use at Xmas and they are accumulating really fast. All I have done is switched to paying with my PayPal debit. Reviewed on: 17th June 2026

Excellent valuable service

Very easy way to make purchases and spread the cost. Quick and excellent service without any fuss. Reviewed on: 17th June 2026

Perfect Paypal’s 0% interest

The pay back in 4 months with 0% interest is what sold me!! I told my freinds about it and we all use PayPal now. I have my card on its way to me in the post too ;) Reviewed on: 17th June 2026

really good company for credit and pay in 3

really good company for credit and pay in 3 Reviewed on: 17th June 2026

I have seen tried many platforms in UK But I must sa...

I have seen tried many platforms in UK But I must say PayPal provides best to their customers. But as a customers we have more expectations more offers. And also that spend 10 GBP for 10 points make it to spend on overall. Because its a bitter difficulty to spend 10 GBP daily. Reviewed on: 17th June 2026

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