Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

View other PayPal products

4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181105)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great PayPal

Fast, secure payments; convenient 0% installment plans Reviewed on: 14th July 2026

First class service.

First class service. Seamless transactions everytime. And they reimbursed me immediately when in dispute with a supplier. Excellent!! Reviewed on: 14th July 2026

Easy to use and understand a very simple and reliabl...

Easy to use and understand a very simple and reliable service. Reviewed on: 14th July 2026

So easy to use!

So easy to use. The process was seamless Reviewed on: 14th July 2026

I prefer using PayPal for online shopping for securi...

I prefer using PayPal for online shopping for security and flexibility Reviewed on: 14th July 2026

Very easy to use seamless experience.

Very easy to use seamless experience. Hasslefree step by step explained and easy to navigate platform. Reviewed on: 14th July 2026

It was easy to apply for a Debit card and...

It was easy to apply for a Debit card and easy to use Reviewed on: 14th July 2026

Excellent service and the fact you can pay 3 monthly...

Excellent service and the fact you can pay 3 monthly payments is amazing. Thank you so much. Reviewed on: 14th July 2026

Whenever I have had an issue with goods purchased th...

Whenever I have had an issue with goods purchased that have been substandard PayPal have conflated my dispute swiftly and resolved quickly to my satisfaction. I always try to use them now when buying from unfamiliar sellers for the added protection they give. Reviewed on: 14th July 2026

Never had an issue with PayPal and if a strange tran...

Never had an issue with PayPal and if a strange transaction has occurred then they have acted immediately Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101262 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub