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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PAY PAL ALWAYS A FANTASTIC EXPERIENCE

PAY PAL ALWAYS A FANTASTIC EXPERIENCE Reviewed on: 7th June 2025

Easy and straightforward

Easy and straightforward, contacted regularly to remind of payment Reviewed on: 7th June 2025

Fantastic service

Is a fantastic way to send money to friends. but their terms can be a little strict (no airsoft/bb guns). I partially like using PayPal credit as if you pay it back within 4 months you don't have to pay interest. There is also a pay in 3 option. The main reason I use PayPal though is for the added security. Reviewed on: 7th June 2025

Everybody needs a PayPal account and PayPal credit.

Everybody needs a PayPal account and PayPal credit. Super convenient. Reviewed on: 7th June 2025

No complaints

No complaints, PayPal is always easy for use and allows me to manage everything I need through the App without any chatbots Reviewed on: 7th June 2025

Easy, Secure and Quick.

A very easy and quick service to use and a variety of options available - paypal credit, pay in 3, etc. It gives me peace of mind knowing I'm using a secure payment method online and the buyers protection is an added bonus. Reviewed on: 7th June 2025

I like using PayPal credit

With PayPal credit I can make higher purchases which benefit well for me and my family. Im able to pay the monthly requirement for PayPal credit each month with no worries and if I need support with PayPal credit, PayPal team are very helpful and supportive. Reviewed on: 7th June 2025

Spread the cost at Zero %

It's a great way to spread the cost of higher priced items. At 0% interest too! Reviewed on: 7th June 2025

Always there to help anyway needed never had issues

Always there to help anyway needed never had issues Reviewed on: 7th June 2025

Great credit provider, have used a number of times.

Great credit provider, have used a number of times. Reviewed on: 7th June 2025

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