Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,283 reviews, last reviewed 11th May 2026
2466100% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Easy to use and many ways to pay all in one app and any problems are sorted with very high professionalism Reviewed on: 11th May 2026
Andrew 's avatar
Andrew

Latest lowest rating:

1

The service has fallen apart, customer service is me... The service has fallen apart, customer service is mediocre, none of them speak good English and they don't understand math, and now they're charging m... Read more Reviewed on: 11th May 2026
Alex C's avatar
Alex C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104283)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

With PayPal I'm saved money and servis is excellent

5
With PayPal I'm saved money and servis is excellent Reviewed on: 11th May 2026

Pay pal credit options

5
Either using the useful pay in 3 option for my purchases or the paypal credit option help me spread the cost. Reviewed on: 11th May 2026

Quick and easy process, and very easy to use

5
Quick and easy process, and very easy to use Reviewed on: 11th May 2026

Easy to send the money for worldwide

5
Easy to send the money for worldwide Reviewed on: 11th May 2026

Safety way to shop online

5
Only way I shop online with ease is if the seller has PayPal so I know my transaction will be done securely and if I have any problems I know that PayPal will help me resolve the situation. I don’t have to worry about fraudulent charges as PayPal keeps my details safe and secure so I can shop without fear Reviewed on: 11th May 2026

Overall is very good.

5
Overall is very good. Simply because value for money and reminder of any pending payments Reviewed on: 11th May 2026

Excellent customer service

5
Been using PayPal for years now, I feel confident when shopping using PayPal as I know if there are any issues I've got my back covered. Had an issue before and I was really worried that I would not have my money back but because I used PayPal, I got my money back. Reviewed on: 11th May 2026

Smooth and Reliable Service

4
The application process was straightforward, and the service has been convenient and easy to manage. Payments are simple to track through the app, and the flexibility it offers has been really helpful for managing purchases. Reviewed on: 11th May 2026

Good experience

5
It’s been a good experience thus far Reviewed on: 11th May 2026

Good experience with PayPal fantastic

5
Good experience with PayPal fantastic Reviewed on: 11th May 2026