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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Its a no-brainer

So easy to use and the added protection of assistance in resolving any issues with the item you purchase including a full refund with customer service second to none Reviewed on: 11th July 2026

Pay Pal credit has helped me out during some of the...

Pay Pal credit has helped me out during some of the hardest times Reviewed on: 11th July 2026

A good safety net between me and Retailers

I use PayPal and PayPal Credit to help spread the cost but also to keep my details more secure. Once I tried to purchase something and the retailer didn’t supply the goods, PayPal was very helpful sorting the problem and I wasn’t out of pocket. Reviewed on: 11th July 2026

Easy to use credit when I need it

Easy to use credit when I need it Reviewed on: 11th July 2026

Always straight forward been with you along time

Always straight forward been with you along time Reviewed on: 11th July 2026

Safe and trustworthy.

I have always found PayPal safe and trustworthy. To have PayPal credit is also very helpful to spread out my payments I’m very happy with Pay pal Reviewed on: 11th July 2026

Easy to use and access.

Easy to use and access. Helps to spread amounts across a few months. Reviewed on: 11th July 2026

I always choose to pay using PayPal if its an option.

I always choose to pay using PayPal if its an option. Reviewed on: 11th July 2026

Paypal makes things affordable.

Paypal makes things affordable. Pay in 3 is extremely handy. Reviewed on: 11th July 2026

I have had no issues and in the past been supported...

I have had no issues and in the past been supported with resolution Reviewed on: 11th July 2026

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