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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Get more time to pay

Makes it easy to spread my payments for big purchases. Quick and easy process when shopping on line. Reviewed on: 27th May 2025

Best services, in many way you are protected

Best services, in many way you are protected Reviewed on: 27th May 2025

Never had any Issues with PayPal.

Never had any Issues with PayPal. They make paying for things online very easy and I love the split in 3 and PayPal credit features Reviewed on: 27th May 2025

Never had a problem with PayPal everything is simple...

Never had a problem with PayPal everything is simple to use and you know what the cost is going to be and.good communications on due dates and also what's available Reviewed on: 27th May 2025

PayPal Credit is an excellent option for online purc...

PayPal Credit is an excellent option for online purchases; it offers four months of interest-free borrowing, and after this period, the charges are so low that they are hardly noticeable. It’s less stressful than other options, such as banks, as it sends gentle reminders and tips to help you stay on track. I recommend it. Reviewed on: 27th May 2025

I had a great experience using Paypal.

I had a great experience using Paypal. The transaction was smooth, fast and secure. I appreciated the instant notifications and how easy it was to track everything. Customer support was also so helpful and responsive. Reviewed on: 27th May 2025

Great experiences

Rarely have any issues, smooth service and good customer service Reviewed on: 27th May 2025

Good behaviour better protection on payments.

Good behaviour better protection on payments. To include return costs. Reviewed on: 27th May 2025

Very good.

Very good. My only suggestion is to make it easier to find information on paying off your 0% items Reviewed on: 27th May 2025

They do a great job at protecting your online purcha...

They do a great job at protecting your online purchases and spreading costs. The app is both quick and easy to use. Reviewed on: 27th May 2025

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