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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181105)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I find it easy and stress free PayPal.

5
I find it easy and stress free using PayPal. I never have to worry about customer service is it is ever needed as the service is excellent Reviewed on: 14th July 2026

Great gives me more time to pay.

5
Great gives me more time to pay. Reviewed on: 14th July 2026

The safest way to purchase online..

4
I find it the safest way to purchase online, as IF we have an issue? PP CS deal with it within a 10 day process. Reviewed on: 14th July 2026

I use paypal credit and have used pay in 3, both gre...

5
I use paypal credit and have used pay in 3, both great services Reviewed on: 14th July 2026

Celebrity Gad

1
PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Safer payments

5
Easy to use and extremely safe way to make payments Reviewed on: 14th July 2026

I love using PayPal credit

5
I love using PayPal credit it simple safe and quick. I love the offers on some of my favourite stores, given me a little bit extra in these tough times. Reviewed on: 14th July 2026

I use it to pay fir internet bought wares

5
I use it to pay fir internet bought wares Reviewed on: 14th July 2026

Always good to go

5
Always good to go no problems. Always easy to use. Reviewed on: 14th July 2026

Easy to use, flexible payments

5
I've had a good experience with PayPal Credit. It's easy to use, the application was straightforward, and being able to spread the cost of purchases has been really helpful. The app is simple to manage, payments are easy to make, and everything is clear. Overall, I've found it reliable and convenient. Reviewed on: 14th July 2026

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