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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing staff always there to help and I love that I...

5
Amazing staff always there to help and I love that I feel.sage with PayPal on.all my payments Reviewed on: 14th July 2026

I have been using PayPal for many years.

5
I have been using PayPal for many years. On the few occasions I have had issues with goods not arriving PayPal has resolved the issue promptly. PayPal pay in 3 is perfect for splitting payments for items of higher value when it's before pay day. PayPal credit is a great choice and easy to set up a direct debit for monthly repayments. Reviewed on: 14th July 2026

Always used it as it's easy.

5
Always used it as it's easy. Makes my life a while lot better using PayPal insteado of trusting the website with my card details. A real safety net is placed around me. And now with the new PayPal reward points what more could I want Reviewed on: 14th July 2026

Excellent safe and easy to use service

5
Excellent safe and easy to use service Reviewed on: 14th July 2026

Happy to use PayPal

5
PayPal is very helpful even you pay with PayPal Credit, Pay in 3 or by Debit card. With PayPal save time and money. I am happy to use PayPal and I wholeheartedly recommend. Reviewed on: 14th July 2026

.Paypal is great

5
I love using PayPal. It's very easy to use and it's great there is an option for paying down on items. Reviewed on: 14th July 2026

Excellent

5
Easy fast and reliable transactions Reviewed on: 14th July 2026

Exceptional

5
Nothing but exceptional and value for the experience Reviewed on: 14th July 2026

Been using it for years.

5
Been using it for years. Never had any issues. Fantastic service. Reviewed on: 14th July 2026

Always safe secure and the best way to pay!!

5
Always safe secure and the best way to pay for purchases. Gives me time to pay the larger purchases and spread the cost when I need to budget Reviewed on: 14th July 2026

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