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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to apply, great customer service

Easy to apply, great customer service Reviewed on: 9th June 2026

Paypal credit is very useful when necessary and very...

Paypal credit is very useful when necessary and very flexible and you can use at almost every retailer which is really good , but i don’t agree with the late payment fee, obviously understand that you shouldn’t be making late payments but i feel like they should give people a chance before charging it especially in this UK economy Reviewed on: 9th June 2026

Great service

Can’t fault the service at all great overall no hidden issues just great Reviewed on: 9th June 2026

Friendly and helpful staff, always ready to help

Friendly and helpful staff, always ready to help Reviewed on: 9th June 2026

Love PayPal

Always great using PayPal which I have done for many years Reviewed on: 9th June 2026

It's good services I am like it and trusted as well,...

It's good services I am like it and trusted as well, safe and secure Reviewed on: 9th June 2026

Just brilliant

I have been with PayPal for a long time now and I have always found their service to be excellent. Using Paypal means I never provide my bank and/or credit card details online and they have an easy system for disputes or problems with purchases. Sending and receiving money from other people is a very reliable and safe option. And finally their credit account service is competitive and now even comes with an actual card for using in store. Just brilliant and there’s loads more great deals too. Very happy customer! Reviewed on: 9th June 2026

quick & easy and very secure

using paypal is quick easy and very secure way to purchase things Reviewed on: 9th June 2026

PayPal provided a seamless purchasing experience wit...

PayPal provided a seamless purchasing experience with great customer support. Reviewed on: 9th June 2026

Easy to use

Easy to use app, quick to send and receive money and secure Reviewed on: 9th June 2026

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